/* ==========================================================================
   Poth & Poth oHG – AXA-Layout · Theme
   Alle Ressourcen lokal (keine CDNs, keine Webfont-Dienste).
   Farben auf WCAG 2.1 AA geprüft: Rot für Text/Buttons = #D4121B (5,4:1 auf Weiß),
   helles AXA-Rot #FF1721 nur für Flächenakzente und große Zahlen.
   ========================================================================== */

/* ---------- Schriften (SIL Open Font License, selbst gehostet) ---------- */
@font-face { font-family: "Playfair Display"; font-style: normal; font-weight: 400 900; font-display: swap; src: url("../fonts/playfair-latin.woff2") format("woff2"); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: "Playfair Display"; font-style: normal; font-weight: 400 900; font-display: swap; src: url("../fonts/playfair-latin-ext.woff2") format("woff2"); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
@font-face { font-family: "Playfair Display"; font-style: italic; font-weight: 400 900; font-display: swap; src: url("../fonts/playfair-italic-latin.woff2") format("woff2"); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: "Playfair Display"; font-style: italic; font-weight: 400 900; font-display: swap; src: url("../fonts/playfair-italic-latin-ext.woff2") format("woff2"); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
@font-face { font-family: "Source Sans 3"; font-style: normal; font-weight: 200 900; font-display: swap; src: url("../fonts/sourcesans3-latin.woff2") format("woff2"); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: "Source Sans 3"; font-style: normal; font-weight: 200 900; font-display: swap; src: url("../fonts/sourcesans3-latin-ext.woff2") format("woff2"); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }

/* ---------- Tokens ---------- */
:root {
  --blue: #00008F;
  --blue-dark: #00005B;
  --blue-deep: #000046;
  --red: #FF1721;            /* Flächen-/Linienakzent */
  --red-text: #D4121B;       /* Text & Buttons (AA) */
  --red-hover: #B00E16;
  --red-light: #FF6B74;      /* Text auf dunklem Blau (AA) */
  --orange: #F07D00;         /* DBV-Akzent (nur Flächen) */
  --orange-text: #B35C00;    /* DBV-Orange für Text (AA) */
  --bg: #FFFFFF;
  --bg-soft: #F4F4F8;
  --bg-tint: #EDEDFA;
  --border: #E6E6EC;
  --border-strong: #8A8A9E;
  --text: #1F1F2E;
  --text-soft: #55556A;
  --text-mute: #6E6E80;
  --on-dark: #FFFFFF;
  --on-dark-soft: #C9C9E8;
  --on-dark-mute: #B8B8DD;
  --green: #1E8A55;
  --font-display: "Playfair Display", Georgia, "Times New Roman", serif;
  --font-body: "Source Sans 3", "Source Sans Pro", Arial, Helvetica, sans-serif;
  --radius: 12px;
  --radius-sm: 6px;
  --radius-lg: 24px;
  --shadow: 0 12px 40px rgba(0, 0, 120, .12);
  --shadow-hover: 0 20px 48px rgba(0, 0, 120, .18);
  --shadow-deep: 0 40px 80px rgba(0, 0, 80, .28);
  --container: 80rem;        /* 1280px */
  --gutter: 1.5rem;
  --section-y: clamp(4.5rem, 8vw, 7.5rem);
  --header-h: 5.5rem;
  --focus: 3px solid var(--red);
}

/* ---------- Reset & Basis ---------- */
*, *::before, *::after { box-sizing: border-box; }
[hidden] { display: none !important; }
html { -webkit-text-size-adjust: 100%; text-size-adjust: 100%; scroll-padding-top: calc(var(--header-h) + 1rem); }
html.a11y-text-1 { font-size: 112.5%; }
html.a11y-text-2 { font-size: 125%; }
html.a11y-text-3 { font-size: 140%; }
body { margin: 0; background: var(--bg); color: var(--text); font-family: var(--font-body); font-size: 1.0625rem; line-height: 1.6; -webkit-font-smoothing: antialiased; overflow-x: clip; }
img, svg, picture, video { max-width: 100%; height: auto; display: block; }
picture img { width: 100%; height: 100%; object-fit: cover; }
a { color: var(--blue); text-decoration-thickness: 1px; text-underline-offset: .18em; }
a:hover { color: var(--red-text); }
p { margin: 0 0 1em; }
p:last-child { margin-bottom: 0; }
ul, ol { margin: 0; }
button, input, select, textarea { font: inherit; color: inherit; }
button { cursor: pointer; }
:focus { outline: none; }
:focus-visible { outline: var(--focus); outline-offset: 3px; border-radius: 2px; }
.on-dark :focus-visible, .site-header :focus-visible, .site-footer :focus-visible { outline-color: #fff; box-shadow: 0 0 0 6px var(--red); }
::selection { background: var(--blue); color: #fff; }
h1, h2, h3, h4 { font-family: var(--font-display); color: var(--blue); margin: 0; line-height: 1.1; letter-spacing: -.01em; text-wrap: balance; }
h1 { font-weight: 800; font-size: clamp(2.5rem, 6.2vw, 5.5rem); line-height: 1.06; }
h2 { font-weight: 700; font-size: clamp(2rem, 4.2vw, 3.6rem); line-height: 1.08; }
h3 { font-weight: 700; font-size: 1.35rem; line-height: 1.2; }
.h-xl { font-weight: 800; font-size: clamp(2.1rem, 4.6vw, 4.1rem); }
.h-md { font-size: clamp(1.6rem, 3vw, 2.5rem); }
strong { font-weight: 700; }
em.accent { font-style: italic; font-weight: 600; }
.lead { font-size: clamp(1.0625rem, 1.6vw, 1.3rem); color: var(--text-soft); max-width: 36em; }
.text-soft { color: var(--text-soft); }
.hl { color: var(--red-text); }
.on-dark .hl { color: var(--red-light); }

.sr-only { position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.skip-link { position: absolute; left: 1rem; top: -100px; z-index: 1000; background: #fff; color: var(--blue); padding: .75rem 1.1rem; border-radius: var(--radius-sm); font-weight: 700; box-shadow: var(--shadow); }
.skip-link:focus { top: 1rem; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

/* ---------- Layout ---------- */
.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter); }
.container--narrow { max-width: 52.5rem; }
.container--text { max-width: 46rem; }
.section { padding: var(--section-y) 0; position: relative; }
.section--soft { background: var(--bg-soft); }
.section--navy { background: var(--blue-dark); color: #fff; }
.section--blue { background: var(--blue); color: #fff; }
.section--deep { background: var(--blue-deep); color: var(--on-dark-mute); }
.section--red { background: var(--red-text); color: #fff; }
.section--topline::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 4px; background: var(--red); }
.on-dark, .section--navy, .section--blue, .section--red { color: #fff; }
.section--navy h1, .section--navy h2, .section--navy h3, .section--blue h2, .section--blue h3, .section--red h2, .on-dark h1, .on-dark h2, .on-dark h3 { color: #fff; }
.section--navy p, .section--blue p, .on-dark p { color: var(--on-dark-soft); }
.section--red p { color: #fff; }
.section__head { display: flex; justify-content: space-between; align-items: flex-end; gap: 2rem; flex-wrap: wrap; margin-bottom: 3rem; }
.section__head > :first-child { max-width: 51rem; }
.section__head > p { max-width: 24rem; margin: 0; color: var(--text-soft); font-size: 1.125rem; }
.on-dark .section__head > p, .section--navy .section__head > p { color: var(--on-dark-soft); }
.bar { width: 44px; height: 3px; background: var(--red); margin-top: 1rem; border: 0; }
.split { display: flex; gap: clamp(2rem, 5vw, 4rem); align-items: center; flex-wrap: wrap; }
.split > * { flex: 1 1 26rem; min-width: min(100%, 18rem); }
.grid { display: grid; gap: 1.5rem; }
.grid-2 { grid-template-columns: repeat(auto-fit, minmax(min(100%, 22rem), 1fr)); }
.grid-3 { grid-template-columns: repeat(auto-fit, minmax(min(100%, 18rem), 1fr)); }
.grid-4 { grid-template-columns: repeat(auto-fit, minmax(min(100%, 14rem), 1fr)); }

/* ---------- Eyebrow / Badges ---------- */
.eyebrow { display: inline-flex; align-items: center; gap: .65rem; margin: 0 0 .9rem; font-size: .84rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--blue); }
.eyebrow::before { content: ""; width: 28px; height: 2px; background: var(--red); flex-shrink: 0; }
.eyebrow--light { color: #fff; }
.eyebrow--red { color: var(--red-text); }
.eyebrow--red::before { display: none; }
.kicker { display: inline-flex; align-items: center; gap: .65rem; background: #fff; border: 1px solid var(--bg-soft); border-radius: var(--radius-sm); padding: .5rem 1rem; font-size: .875rem; font-weight: 600; color: var(--blue); box-shadow: var(--shadow); margin: 0; }
.kicker::before { content: ""; width: 3px; height: 14px; background: var(--red); }
.tag { display: inline-block; font-size: .8rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--red-text); }
.on-dark .tag, .card--navy .tag { color: var(--red-light); }
.pill { display: inline-block; background: #fff; border: 1px solid var(--border); color: var(--blue); font-weight: 600; font-size: .9rem; padding: .4rem .9rem; border-radius: 999px; }
.pills { display: flex; flex-wrap: wrap; gap: .5rem; list-style: none; padding: 0; margin: 1.25rem 0 0; }

/* ---------- Buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: .6rem; min-height: 48px; padding: .85rem 1.75rem; border-radius: var(--radius-sm); border: 2px solid transparent; font-weight: 700; font-size: 1.03rem; line-height: 1.2; text-decoration: none; text-align: center; transition: background-color .2s, color .2s, border-color .2s, transform .2s, box-shadow .2s; }
.btn:hover { transform: translateY(-1px); text-decoration: none; }
.btn--blue { background: var(--blue); color: #fff; box-shadow: 0 12px 40px rgba(0, 0, 120, .25); }
.btn--blue:hover { background: var(--blue-dark); color: #fff; }
.btn--red { background: var(--red-text); color: #fff; }
.btn--red:hover { background: var(--red-hover); color: #fff; }
.btn--white { background: #fff; color: var(--blue); }
.btn--white:hover { background: var(--bg-tint); color: var(--blue); }
.btn--outline { background: #fff; color: var(--blue); border-color: var(--blue); }
.btn--outline:hover { border-color: var(--red-text); color: var(--red-text); }
.btn--ghost { background: transparent; color: #fff; border-color: rgba(255, 255, 255, .7); }
.btn--ghost:hover { background: rgba(255, 255, 255, .1); border-color: #fff; color: #fff; }
.btn--block { width: 100%; }
.btn--sm { min-height: 44px; padding: .6rem 1.2rem; font-size: .95rem; }
.btns { display: flex; gap: .9rem; flex-wrap: wrap; align-items: center; margin-top: 2rem; }
.link-arrow { display: inline-flex; align-items: center; gap: .5rem; min-height: 44px; font-weight: 700; color: var(--blue); text-decoration: none; }
.link-arrow .icon { width: 18px; height: 18px; transition: transform .2s; }
.link-arrow:hover { color: var(--red-text); }
.link-arrow:hover .icon { transform: translateX(3px); }
.link-line { color: #fff; font-weight: 700; text-decoration: none; border-bottom: 2px solid var(--red); padding-bottom: 2px; display: inline-flex; align-items: center; gap: .5rem; min-height: 44px; }
.link-line:hover { color: #fff; border-bottom-color: #fff; }
.tel-big { font-family: var(--font-display); font-weight: 700; font-size: clamp(1.6rem, 3vw, 2.4rem); color: inherit; text-decoration: none; display: inline-block; }
.tel-big:hover { color: inherit; text-decoration: underline; }
.tel-btn { background: #fff; color: var(--red-text); font-family: var(--font-display); font-weight: 800; font-size: clamp(1.4rem, 3vw, 2.4rem); padding: 1.2rem 2rem; border-radius: var(--radius-sm); box-shadow: 0 24px 56px rgba(0, 0, 0, .22); white-space: nowrap; text-decoration: none; min-height: 48px; display: inline-flex; align-items: center; transition: transform .2s; }
.tel-btn:hover { transform: translateY(-2px); color: var(--red-hover); }

/* ---------- Topbar & Header ---------- */
.topbar { background: var(--blue-dark); color: #fff; font-size: .85rem; }
.topbar__inner { display: flex; align-items: center; justify-content: space-between; gap: .5rem 1rem; flex-wrap: wrap; padding-top: .35rem; padding-bottom: .35rem; }
.topbar a { color: #fff; text-decoration: none; display: inline-flex; align-items: center; min-height: 32px; }
.topbar a:hover { text-decoration: underline; color: #fff; }
.topbar__links { display: flex; gap: .25rem 1.25rem; flex-wrap: wrap; align-items: center; list-style: none; padding: 0; margin: 0; }
.topbar__alert { color: var(--red-light) !important; font-weight: 700; }
.topbar__tel { color: var(--on-dark-mute) !important; }
.topbar__aud { display: flex; gap: .25rem; }
.topbar__aud a { padding: .25rem .85rem; border-radius: var(--radius-sm); color: var(--on-dark-soft); }
.topbar__aud a[aria-current="page"], .topbar__aud a.is-active { background: #fff; color: var(--blue); font-weight: 700; }

.site-header { position: sticky; top: 0; z-index: 150; background: var(--blue); border-bottom: 3px solid rgba(255, 255, 255, .25); transition: box-shadow .3s; }
.site-header.is-scrolled { box-shadow: 0 12px 40px rgba(0, 0, 120, .22); }
.site-header__progress { position: absolute; left: 0; bottom: -3px; height: 3px; width: 100%; background: var(--red); transform: scaleX(0); transform-origin: left; pointer-events: none; }
.site-header__inner { display: flex; align-items: center; justify-content: space-between; gap: 1.5rem; padding-top: .8rem; padding-bottom: .8rem; }
.logo { display: flex; align-items: center; flex-shrink: 0; color: #fff; }
.logo img { height: 3.5rem; width: auto; }
.logo--dark img { height: 3.4rem; }
.mainnav { display: flex; align-items: center; }
.mainnav__list { display: flex; align-items: center; gap: .35rem; list-style: none; margin: 0; padding: 0; }
.mainnav__btn, .mainnav__link { display: inline-flex; align-items: center; gap: .25rem; background: transparent; border: 0; color: #fff; font-weight: 700; font-size: 1.02rem; padding: .6rem 1rem; min-height: 44px; border-radius: var(--radius-sm); white-space: nowrap; text-decoration: none; }
.mainnav__btn .icon { width: 16px; height: 16px; transition: transform .2s; }
.mainnav__btn:hover, .mainnav__link:hover, .mainnav__btn[aria-expanded="true"], .mainnav__btn[aria-current="true"], .mainnav__link[aria-current="page"] { background: rgba(255, 255, 255, .14); color: #fff; }
.mainnav__btn[aria-expanded="true"] .icon { transform: rotate(180deg); }
.mainnav__item { position: static; }
.mega { position: absolute; left: 0; right: 0; top: 100%; background: #fff; border-bottom: 3px solid var(--red); box-shadow: 0 24px 60px rgba(0, 0, 120, .14); color: var(--text); }
.mega[hidden] { display: none; }
.mega__inner { display: flex; gap: 3rem; align-items: flex-start; padding-top: 1.75rem; padding-bottom: 1.75rem; }
.mega__head { min-width: 13.75rem; }
.mega__title { font-family: var(--font-display); font-weight: 700; color: var(--blue); font-size: 1.2rem; margin: 0; }
.mega__title::after { content: ""; display: block; width: 36px; height: 3px; background: var(--red); margin-top: .5rem; }
.mega__all { display: inline-flex; margin-top: .9rem; font-weight: 700; font-size: .92rem; min-height: 44px; align-items: center; text-decoration: none; }
.mega__links { flex: 1; display: grid; grid-template-columns: repeat(auto-fit, minmax(12.5rem, 1fr)); gap: .25rem 2rem; list-style: none; margin: 0; padding: 0; }
.mega__links a { display: flex; align-items: center; min-height: 44px; padding: .4rem 0; color: var(--text); font-weight: 600; border-bottom: 1px solid var(--bg-soft); text-decoration: none; }
.mega__links a:hover { color: var(--red-text); }
.header__actions { display: flex; align-items: center; gap: .75rem; flex-shrink: 0; }
/* Großes Mega-Menü „Versicherungen“: Sparten als Spalten, rechts Beratungs-Teaser, unten Querverweise */
.mainnav__link[aria-current="page"], .mainnav__btn[aria-current="true"] { box-shadow: inset 0 -3px 0 var(--red); }
.mega__grid { display: grid; grid-template-columns: minmax(0, 1fr) 16.5rem; grid-template-areas: "cols teaser" "more more"; gap: 1.25rem 1.5rem; padding-top: 1.75rem; padding-bottom: 1.25rem; }
/* Sparten als Karten; Subgrid hält Überschriften und Listen auf gleicher Höhe */
.mega__cols { grid-area: cols; display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); grid-auto-rows: auto; gap: .9rem; list-style: none; margin: 0; padding: 0; }
.mega__cols--6 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.mega__col { grid-row: span 2; display: grid; grid-template-rows: subgrid; row-gap: .75rem; margin: 0; min-width: 0; background: var(--bg-soft); border: 1px solid transparent; border-radius: 14px; padding: 1rem 1rem .85rem; transition: background-color .2s, border-color .2s, box-shadow .2s; }
.mega__col:hover, .mega__col:focus-within { background: #fff; border-color: var(--border); box-shadow: 0 10px 30px rgba(0, 0, 120, .10); }
.mega__coltitle { display: flex; align-items: center; gap: .65rem; min-height: 44px; font-family: var(--font-body); font-weight: 700; font-size: 1.02rem; line-height: 1.2; color: var(--blue); text-decoration: none; text-wrap: balance; }
.mega__coltitle:hover, .mega__coltitle[aria-current] { color: var(--red-text); }
.mega__icon { flex-shrink: 0; width: 2.5rem; height: 2.5rem; border-radius: 12px; background: var(--blue); color: #fff; display: inline-grid; place-items: center; transition: background-color .2s; }
.mega__icon .icon { width: 20px; height: 20px; }
.mega__col:hover .mega__icon, .mega__coltitle[aria-current] .mega__icon { background: var(--red-text); }
.mega__sublinks { list-style: none; margin: 0; padding: .65rem 0 0; border-top: 1px solid var(--border); align-self: start; }
.mega__sublinks li { margin: 0; }
.mega__sublinks a { display: flex; align-items: center; gap: .45rem; min-height: 34px; color: var(--text); font-weight: 500; font-size: .93rem; line-height: 1.25; text-decoration: none; border-radius: 6px; }
.mega__sublinks a::before { content: ""; flex-shrink: 0; width: .38rem; height: .38rem; border-top: 2px solid var(--red-text); border-right: 2px solid var(--red-text); transform: rotate(45deg); opacity: .55; transition: opacity .2s, transform .2s; }
.mega__sublinks a:hover { color: var(--red-text); }
.mega__sublinks a:hover::before { opacity: 1; transform: translateX(2px) rotate(45deg); }
.mega__teaser { grid-area: teaser; display: flex; flex-direction: column; align-items: flex-start; background: var(--blue) linear-gradient(160deg, var(--blue) 0%, var(--blue-dark) 100%); color: #fff; border-radius: 14px; padding: 1.4rem 1.4rem 1.5rem; }
.mega__teaser p { color: var(--on-dark-soft); margin: .6rem 0 1.25rem; font-size: .95rem; line-height: 1.5; }
.mega__teaser .mega__teaser-title { font-family: var(--font-display); font-weight: 700; font-size: 1.2rem; line-height: 1.25; color: #fff; margin: 0; }
.mega__teaser .btn { margin-top: auto; }
.mega__more { grid-area: more; display: flex; flex-wrap: wrap; align-items: center; gap: .25rem 1.75rem; list-style: none; margin: 0; padding: .9rem 0 0; border-top: 1px solid var(--border); }
.mega__more li { margin: 0; }
.mega__more a { display: inline-flex; align-items: center; gap: .4rem; min-height: 40px; font-weight: 600; font-size: .93rem; color: var(--text-soft); text-decoration: none; }
.mega__more a span { color: var(--red-text); transition: transform .2s; }
.mega__more a:hover { color: var(--blue); }
.mega__more a:hover span { transform: translateX(3px); }
@media (max-width: 1240px) { .mega__grid { grid-template-columns: minmax(0, 1fr) 14rem; } .mega__cols { gap: .6rem; } .mega__col { padding: .85rem .8rem .75rem; } .mega__icon { width: 2.2rem; height: 2.2rem; } }
@media (prefers-reduced-motion: reduce) { .mega__col, .mega__icon, .mega__sublinks a::before, .mega__more a span { transition: none; } }
.mega--compact .mega__links { grid-template-columns: repeat(auto-fit, minmax(14rem, 1fr)); }
@media (max-width: 1240px) { .mega__grid { grid-template-columns: minmax(0, 1fr) 14rem; gap: 1.5rem; } .mega__cols { gap: 1rem; } }
.mobile-nav__sub a { gap: .6rem; }
.mobile-nav__icon { display: inline-grid; place-items: center; width: 1.9rem; height: 1.9rem; border-radius: 50%; background: rgba(255, 255, 255, .12); color: #fff; flex-shrink: 0; }
.mobile-nav__plain--small { font-family: var(--font-body); font-size: 1.05rem; color: var(--on-dark-soft); }

.menu-toggle { display: none; width: 48px; height: 48px; border: 2px solid rgba(255, 255, 255, .6); border-radius: 10px; background: transparent; color: #fff; align-items: center; justify-content: center; }
.menu-toggle:hover { background: rgba(255, 255, 255, .12); }

.mobile-nav { position: fixed; inset: 0; z-index: 400; background: var(--blue-dark); color: #fff; overflow-y: auto; padding: 1.25rem var(--gutter) 2rem; }
.mobile-nav[hidden] { display: none; }
.mobile-nav__top { display: flex; justify-content: space-between; align-items: center; gap: 1rem; }
.mobile-nav__top img { height: 2.6rem; width: auto; }
.mobile-nav__close { width: 48px; height: 48px; border: 2px solid rgba(255, 255, 255, .5); border-radius: 10px; background: transparent; color: #fff; display: inline-flex; align-items: center; justify-content: center; }
.mobile-nav__list { list-style: none; margin: 1.5rem 0 0; padding: 0; }
.mobile-nav__list > li { border-bottom: 1px solid rgba(255, 255, 255, .14); }
.mobile-nav__group { width: 100%; display: flex; justify-content: space-between; align-items: center; background: none; border: 0; color: #fff; font-family: var(--font-display); font-weight: 700; font-size: 1.35rem; padding: .85rem 0; min-height: 52px; text-align: left; }
.mobile-nav__group .icon { transition: transform .2s; }
.mobile-nav__group[aria-expanded="true"] .icon { transform: rotate(180deg); }
.mobile-nav__sub { list-style: none; padding: 0 0 .75rem; margin: 0; }
.mobile-nav__sub[hidden] { display: none; }
.mobile-nav__sub a { display: flex; align-items: center; min-height: 44px; color: var(--on-dark-soft); text-decoration: none; padding-left: .75rem; }
.mobile-nav__sub a:hover { color: #fff; text-decoration: underline; }
.mobile-nav__plain { display: flex; align-items: center; min-height: 52px; color: #fff; font-family: var(--font-display); font-weight: 700; font-size: 1.35rem; text-decoration: none; }
.mobile-nav .btn { margin-top: 1.5rem; }
.mobile-nav__tel { display: block; margin-top: 1.25rem; color: #fff; font-family: var(--font-display); font-weight: 700; font-size: 1.5rem; text-decoration: none; }

/* ---------- Hero (Startseite) ---------- */
.hero { position: relative; min-height: min(92vh, 60rem); display: flex; align-items: center; background: linear-gradient(160deg, #fff 0%, var(--bg-soft) 100%); overflow: hidden; }
.hero__slides { position: absolute; inset: 0; }
.hero__slide { position: absolute; inset: 0; opacity: 0; transition: opacity 1.4s ease; }
.hero__slide.is-active { opacity: 1; }
.hero__slide picture { position: absolute; inset: 0; }
.hero__slide::after { content: ""; position: absolute; inset: 0; background: linear-gradient(100deg, rgba(255, 255, 255, .96) 32%, rgba(234, 240, 248, .78)); }
.hero__inner { position: relative; display: flex; align-items: center; gap: 3.5rem; flex-wrap: wrap; padding-top: 4.5rem; padding-bottom: 7.5rem; width: 100%; }
.hero__text { flex: 1 1 32rem; min-width: min(100%, 18rem); }
.hero__text h1 { margin-top: 1.5rem; }
.hero__text .lead { margin-top: 1.6rem; }
.hero__controls { display: flex; align-items: center; gap: .5rem; margin-top: 2.25rem; }
.hero__dot { width: 12px; height: 12px; border-radius: 6px; border: 0; padding: 0; background: #A8A8D0; transition: width .4s, background .4s; position: relative; }
.hero__dot::before { content: ""; position: absolute; inset: -16px -6px; }
.hero__dot[aria-current="true"] { width: 34px; background: var(--red-text); }
.hero__pause { margin-left: .75rem; width: 44px; height: 44px; border-radius: 50%; border: 2px solid var(--blue); background: #fff; color: var(--blue); display: inline-flex; align-items: center; justify-content: center; }
.hero__pause .icon { width: 18px; height: 18px; }
.hero__visual { flex: 1 1 22rem; min-width: min(100%, 17rem); display: flex; justify-content: center; padding: 1.5rem 1.5rem 0; }
.portrait { position: relative; width: min(25rem, 100%); }
.portrait__img { aspect-ratio: 4 / 5; border-radius: var(--radius-lg); overflow: hidden; background: var(--border); box-shadow: var(--shadow-deep); }
.portrait__img picture, .portrait__img img { height: 100%; }
.portrait__img img { object-position: center top; }
.portrait__flag { position: absolute; left: 1.25rem; top: -1rem; background: var(--red-text); color: #fff; font-family: var(--font-display); font-weight: 700; font-size: .78rem; letter-spacing: .12em; text-transform: uppercase; padding: .55rem .9rem; border-radius: var(--radius-sm); box-shadow: 0 12px 30px rgba(212, 18, 27, .35); margin: 0; }
.portrait__rating { position: absolute; right: -1.1rem; top: 2.75rem; background: var(--blue); color: #fff; border-radius: var(--radius); padding: .75rem 1rem; box-shadow: 0 20px 50px rgba(0, 0, 80, .3); margin: 0; font-size: .82rem; }
.portrait__rating .stars { color: #FFB400; letter-spacing: 3px; font-size: .95rem; line-height: 1; display: block; margin-bottom: .35rem; }
.portrait__card { position: absolute; left: -1.4rem; bottom: 2.25rem; background: #fff; border-radius: var(--radius); padding: .9rem 1.1rem; box-shadow: 0 20px 50px rgba(0, 0, 80, .18); display: flex; align-items: center; gap: .75rem; margin: 0; }
.portrait__card strong { display: block; font-family: var(--font-display); color: var(--blue); font-size: .95rem; }
.portrait__card span { font-size: .85rem; color: var(--text-soft); }
.dot-live { width: 10px; height: 10px; border-radius: 50%; background: var(--green); box-shadow: 0 0 0 4px rgba(30, 138, 85, .2); flex-shrink: 0; }

/* ---------- Schnellzugriff ---------- */
.quick { position: relative; z-index: 5; margin-top: -4rem; }
.quick__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 14.5rem), 1fr)); gap: 1rem; list-style: none; padding: 0; margin: 0; }
.quick__card { background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); padding: 1.35rem; display: flex; gap: .9rem; align-items: center; color: var(--text); text-decoration: none; height: 100%; transition: transform .25s, box-shadow .25s; }
.quick__card:hover { transform: translateY(-2px); box-shadow: var(--shadow-hover); color: var(--text); }
.quick__card .icon { width: 34px; height: 34px; color: var(--blue); flex-shrink: 0; }
.quick__card--red .icon { color: var(--red-text); }
.quick__card strong { display: block; font-family: var(--font-display); }
.quick__card span { color: var(--text-soft); font-size: .92rem; }

/* ---------- Laufband ---------- */
.marquee { background: var(--blue-dark); color: #fff; overflow: hidden; padding: 1rem 0; position: relative; }
.marquee--spaced { margin-top: 4.5rem; }
.marquee__track { display: flex; width: max-content; }
.marquee__list { display: flex; align-items: center; gap: 2.25rem; padding: 0 2.25rem 0 0; margin: 0; list-style: none; font-family: var(--font-display); font-weight: 700; font-size: .9rem; letter-spacing: .16em; text-transform: uppercase; white-space: nowrap; }
.marquee__list li { display: inline-flex; align-items: center; gap: 2.25rem; }
.marquee__list li::after { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--red); }
.marquee__toggle { position: absolute; right: .5rem; top: 50%; transform: translateY(-50%); width: 40px; height: 40px; border-radius: 50%; border: 2px solid rgba(255, 255, 255, .6); background: var(--blue-dark); color: #fff; display: inline-flex; align-items: center; justify-content: center; z-index: 2; }
.marquee__toggle .icon { width: 16px; height: 16px; }
html:not(.js) .marquee__toggle { display: none; }

/* ---------- Karten ---------- */
.cards { display: flex; flex-wrap: wrap; gap: 1.5rem; }
.card { flex: 1 1 18.75rem; background: #fff; border-radius: var(--radius); overflow: hidden; display: flex; flex-direction: column; box-shadow: var(--shadow); transition: transform .25s, box-shadow .25s; position: relative; }
.card:hover { transform: translateY(-2px); box-shadow: var(--shadow-hover); }
.card--bordered { box-shadow: none; border: 1px solid var(--border); }
.card--bordered:hover { box-shadow: var(--shadow); }
.card__img { height: 12.5rem; background: var(--bg-soft); overflow: hidden; }
.card__img picture, .card__img img { height: 100%; }
.card__body { padding: 1.65rem 1.75rem 1.75rem; display: flex; flex-direction: column; flex: 1; }
.card__body h3 { margin-top: .6rem; }
.card__body > p { color: var(--text-soft); margin: .65rem 0 1.1rem; font-size: 1rem; }
.card__body .link-arrow { margin-top: auto; }
.card__link::after { content: ""; position: absolute; inset: 0; }
.card__icon { display: inline-grid; place-items: center; width: 3.25rem; height: 3.25rem; border-radius: 14px; background: var(--bg-soft); color: var(--blue); flex-shrink: 0; }
.card__iconrow { display: flex; align-items: center; gap: .9rem; }
.card__iconrow h3 { margin: 0; }
.card--feature { flex-basis: 100%; flex-direction: row; flex-wrap: wrap; background: var(--blue-dark); box-shadow: 0 24px 60px rgba(0, 0, 80, .25); }
.card--feature .card__img { flex: 1 1 26rem; min-height: 21rem; height: auto; }
.card--feature .card__body { flex: 1 1 24rem; padding: clamp(1.75rem, 4vw, 3.25rem); justify-content: center; }
.card--feature h3 { color: #fff; font-size: clamp(1.6rem, 3vw, 2.5rem); line-height: 1.1; }
.card--feature .card__body > p { color: var(--on-dark-soft); font-size: 1.125rem; max-width: 32rem; }
.card--feature .tag { color: var(--red-light); }
.card--feature .link-arrow { color: #fff; border-bottom: 2px solid var(--red); align-self: flex-start; min-height: 0; padding-bottom: 3px; margin-top: .5rem; }
.card--feature .link-arrow:hover { color: #fff; border-bottom-color: #fff; }
.card--navy { background: var(--blue-dark); color: #fff; }
.card--navy h3 { color: #fff; }
.card--navy .card__icon { background: rgba(255, 255, 255, .1); color: #fff; }
.card--navy .card__body > p { color: var(--on-dark-soft); }

/* Check-Liste */
.checklist { list-style: none; padding: 0; margin: 1rem 0 1.25rem; display: grid; gap: .5rem; font-size: .97rem; }
.checklist li { display: flex; gap: .6rem; align-items: flex-start; }
.checklist li::before { content: "✓"; color: var(--red-text); font-weight: 700; flex-shrink: 0; }
.on-dark .checklist li::before, .card--navy .checklist li::before { color: var(--red-light); }
.checklist--cols { grid-template-columns: repeat(auto-fit, minmax(min(100%, 13.75rem), 1fr)); gap: .6rem 1.75rem; font-size: 1rem; }
.checklist--minus li::before { content: "–"; color: var(--text-mute); }
.checklist--big { gap: .75rem; font-size: 1.03rem; }
.checklist--big li { background: #fff; border: 1px solid var(--border); border-radius: 10px; padding: .85rem 1.1rem; }
.checklist--dots li::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--red); margin-top: .6em; }

/* ---------- Versicherungswelten (dunkel) ---------- */
.welten__layout { display: flex; gap: 3rem; align-items: center; flex-wrap: wrap; margin-top: 2.25rem; }
.welten__shield { flex: 0 1 22.5rem; min-width: min(100%, 17rem); display: flex; gap: 1.75rem; align-items: center; }
.welten__shield svg { width: 12.5rem; max-width: 38vw; flex-shrink: 0; filter: drop-shadow(0 24px 48px rgba(0, 0, 0, .4)); }
.shield-legend { list-style: none; margin: 0; padding: 0; display: grid; gap: .75rem; font-weight: 600; color: #fff; }
.shield-legend li { display: flex; align-items: center; gap: .6rem; }
.shield-legend span { width: 12px; height: 12px; border-radius: 3px; flex-shrink: 0; }
.welten__track-wrap { flex: 1 1 30rem; min-width: 0; }
.welten__track { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 15rem), 1fr)); gap: 1.25rem; list-style: none; padding: 0; margin: 0; }
.welt { background: rgba(255, 255, 255, .06); border: 1px solid rgba(255, 255, 255, .16); border-radius: var(--radius); padding: 1.6rem; display: flex; flex-direction: column; position: relative; height: 100%; }
.welt__img { height: 6.9rem; border-radius: var(--radius); overflow: hidden; margin-bottom: 1.1rem; background: rgba(255, 255, 255, .06); }
.welt__icon { display: inline-grid; place-items: center; width: 3.5rem; height: 3.5rem; border-radius: 14px; background: rgba(255, 255, 255, .1); color: #fff; }
.welt h3 { color: #fff; font-size: 1.25rem; margin: 1.1rem 0 0; }
.welt p { color: var(--on-dark-mute); font-size: .97rem; margin: .5rem 0 .9rem; }
.welt .link-line { margin-top: auto; align-self: flex-start; min-height: 0; }
.welt .link-line::after { content: ""; position: absolute; inset: 0; }

/* ---------- Tabs Privat / Firmen ---------- */
.seg { display: inline-flex; background: #fff; border-radius: var(--radius-sm); padding: 5px; box-shadow: var(--shadow); }
.seg__btn { border: 0; background: transparent; color: var(--text-soft); padding: .7rem 1.6rem; border-radius: var(--radius-sm); font-weight: 700; font-size: .97rem; min-height: 44px; transition: background .25s, color .25s; }
.seg__btn[aria-selected="true"] { background: var(--blue); color: #fff; }
.tabpanel[hidden] { display: none; }
html:not(.js) .tabpanel[hidden] { display: block !important; }
html:not(.js) .seg { display: none; }

/* ---------- Berater-Story ---------- */
.story__media { position: relative; }
.story__main { height: 28.75rem; border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); background: var(--bg-soft); }
.story__main picture, .story__main img { height: 100%; }
.story__small { position: absolute; right: -1.25rem; bottom: -2.5rem; width: min(15rem, 55%); height: 11.25rem; border-radius: var(--radius); overflow: hidden; box-shadow: 0 24px 56px rgba(0, 0, 120, .2); border: 6px solid #fff; background: var(--border); }
.story__small picture, .story__small img { height: 100%; }
.story__line { position: absolute; left: -1rem; top: -1.5rem; width: 4px; height: 8.75rem; background: var(--red); }
.story__points { list-style: none; margin: 1.75rem 0 0; padding: 0; display: grid; gap: 1.1rem; }
.story__points li { display: flex; gap: .9rem; align-items: flex-start; color: var(--text-soft); }
.story__points li::before { content: ""; width: 3px; height: 2.75rem; background: var(--red); flex-shrink: 0; margin-top: .25rem; }
.story__points strong { font-family: var(--font-display); color: var(--blue); display: block; }

/* ---------- CTA-Bänder ---------- */
.band { display: flex; align-items: center; justify-content: space-between; gap: 2.25rem; flex-wrap: wrap; }
.band > div { flex: 1 1 30rem; min-width: min(100%, 17rem); }
.band__label { font-size: .85rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; margin: 0; }
.band__big { font-family: var(--font-display); font-weight: 800; font-size: clamp(1.75rem, 3.8vw, 3.4rem); line-height: 1.1; letter-spacing: -.01em; margin: .75rem 0 0; color: #fff; text-wrap: balance; }
.band .lead { color: inherit; margin-top: 1.1rem; }
.section--red .lead { color: #fff; }

/* Service-Chips */
.chips { display: flex; flex-wrap: wrap; gap: .75rem; list-style: none; padding: 0; margin: 0; }
.chip { display: inline-flex; align-items: center; gap: .75rem; background: #fff; border: 2px solid #fff; border-radius: var(--radius-sm); padding: .6rem 1.5rem .6rem .6rem; color: var(--blue); font-family: var(--font-display); font-weight: 700; font-size: .97rem; min-height: 48px; text-decoration: none; box-shadow: 0 8px 24px rgba(0, 0, 120, .08); transition: transform .2s, border-color .2s, box-shadow .2s; }
.chip:hover { transform: translateY(-2px); border-color: var(--red-text); color: var(--blue); box-shadow: 0 16px 36px rgba(0, 0, 120, .14); }
.chip__icon { display: inline-grid; place-items: center; width: 2.4rem; height: 2.4rem; border-radius: 50%; background: var(--bg-soft); }
.chip__icon .icon { width: 22px; height: 22px; }

/* Zahlen */
.stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 16rem), 1fr)); gap: 2.25rem; list-style: none; padding: 0; margin: 0; }
.stat { border-top: 2px solid var(--blue); padding-top: 1.4rem; }
.stat__num { font-family: var(--font-display); font-weight: 800; font-size: clamp(4.2rem, 9vw, 8.25rem); line-height: .9; color: var(--blue); letter-spacing: -.01em; display: block; }
.stat__num span { color: var(--red); }
.stat p { margin: 1rem 0 0; font-size: 1.06rem; color: var(--text-soft); max-width: 17.5rem; }
.trust-row { display: flex; gap: 1.5rem 3rem; justify-content: center; align-items: center; flex-wrap: wrap; margin-top: 4rem; list-style: none; padding: 0; }
.trust-row li { display: flex; align-items: center; gap: .75rem; color: var(--text-soft); font-weight: 600; }
.trust-row .icon { color: var(--blue); }

/* Schritte */
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 14.4rem), 1fr)); gap: 1.25rem; list-style: none; padding: 0; margin: 0; counter-reset: step; }
.step { border: 1px solid rgba(255, 255, 255, .16); border-radius: var(--radius); padding: 1.75rem; background: rgba(255, 255, 255, .04); }
.step__nr { font-family: var(--font-display); font-size: 3.75rem; line-height: .9; color: var(--red); font-weight: 800; display: block; }
.step h3 { color: #fff; margin-top: .75rem; }
.step p { color: var(--on-dark-mute); margin: .6rem 0 0; font-size: .97rem; }
.steps--light .step { border: 0; border-top: 2px solid var(--blue); border-radius: 0; background: none; padding: 1.4rem 0 0; }
.steps--light .step__nr { font-size: 3rem; color: var(--red-text); }
.steps--light .step h3 { color: var(--blue); }
.steps--light .step p { color: var(--text-soft); }

/* Ratgeber / Blog-Karten */
.post-card { border: 1px solid var(--bg-soft); border-radius: var(--radius); overflow: hidden; background: #fff; transition: transform .25s, box-shadow .25s; position: relative; display: flex; flex-direction: column; }
.post-card:hover { transform: translateY(-2px); box-shadow: 0 18px 44px rgba(0, 0, 120, .12); }
.post-card__img { height: 10.6rem; background: var(--bg-soft); overflow: hidden; }
.post-card__img img, .post-card__img picture { height: 100%; width: 100%; object-fit: cover; }
.post-card__body { padding: 1.5rem; display: flex; flex-direction: column; flex: 1; }
.post-card__meta { font-size: .8rem; color: var(--red-text); font-weight: 700; letter-spacing: .12em; text-transform: uppercase; margin: 0; }
.post-card h3 { font-size: 1.3rem; margin: .6rem 0 0; }
.post-card h3 a { color: var(--blue); text-decoration: none; }
.post-card h3 a::after { content: ""; position: absolute; inset: 0; }
.post-card h3 a:hover { color: var(--red-text); }
.post-card p { color: var(--text-soft); font-size: .97rem; margin: .6rem 0 0; }
.post-card__more { margin-top: auto; padding-top: .9rem; font-weight: 700; color: var(--blue); }

/* Stimmen */
.quotes { display: flex; flex-wrap: wrap; gap: 1.5rem; }
.quote { flex: 1 1 20rem; background: #fff; border-radius: var(--radius); padding: 2rem; margin: 0; box-shadow: var(--shadow); display: flex; flex-direction: column; }
.quote--big { flex-basis: 100%; padding: clamp(1.75rem, 4vw, 3.25rem); }
.quote__stars { color: var(--red-text); letter-spacing: 3px; font-size: 1rem; line-height: 1; margin: 0; }
.quote p.quote__text { font-size: 1.06rem; color: var(--text); margin: .9rem 0 0; }
.quote--big p.quote__text { font-family: var(--font-display); font-weight: 600; font-size: clamp(1.25rem, 2.3vw, 1.9rem); line-height: 1.3; color: var(--blue); letter-spacing: -.01em; max-width: 62rem; }
.quote footer { margin-top: auto; padding-top: 1.4rem; color: var(--text-soft); font-size: .92rem; display: flex; align-items: center; gap: .6rem; }
.avatar { width: 2.15rem; height: 2.15rem; border-radius: 50%; background: var(--blue); color: #fff; display: inline-grid; place-items: center; font-family: var(--font-display); font-weight: 700; font-size: .9rem; flex-shrink: 0; }
.quotes__note { color: var(--text-soft); margin-top: .9rem; }

/* FAQ */
.faq { display: grid; gap: .75rem; }
.faq__item { border: 1px solid var(--border); border-radius: var(--radius); background: #fff; overflow: hidden; }
.faq__q { list-style: none; cursor: pointer; padding: 1.25rem 1.5rem; display: flex; justify-content: space-between; align-items: center; gap: 1rem; font-family: var(--font-display); font-weight: 600; font-size: 1.08rem; color: var(--blue); min-height: 44px; }
.faq__q::-webkit-details-marker { display: none; }
.faq__q .icon { color: var(--red-text); flex-shrink: 0; transition: transform .3s; }
.faq__item[open] .faq__q .icon { transform: rotate(180deg); }
.faq__q:hover { background: var(--bg-soft); }
.faq__a { padding: 0 1.5rem 1.4rem; color: var(--text-soft); }
.faq-split { display: flex; gap: 3.5rem; flex-wrap: wrap; align-items: flex-start; }
.faq-split > :first-child { flex: 1 1 18.75rem; max-width: 23.75rem; }
.faq-split > :last-child { flex: 1 1 32rem; min-width: min(100%, 18rem); }

/* Kontakt-Sektion */
.contact { display: flex; gap: 4rem; flex-wrap: wrap; }
.contact > * { flex: 1 1 26rem; min-width: min(100%, 18rem); }
.contact > :first-child > h2:not(.h-md) { font-size: clamp(2.5rem, 5.4vw, 4.9rem); font-weight: 800; }
.on-dark .tel-big, .section--navy .tel-big, .section--blue .tel-big { color: #fff; }
.dl { margin: 2rem 0 0; display: grid; gap: .9rem; }
.dl > div { display: flex; gap: .75rem; flex-wrap: wrap; }
.dl dt { color: var(--on-dark-mute); min-width: 8.1rem; }
.dl dd { margin: 0; color: #fff; flex: 1 1 14rem; }
.dl a { color: #fff; }
.dl--light dt { color: var(--text-soft); }
.dl--light dd, .dl--light a { color: var(--text); }
.address-grid { font-style: normal; margin-top: 2rem; display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 13.75rem), 1fr)); gap: 1.1rem; }
.address-grid h3 { font-family: var(--font-body); font-size: .8rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--text-soft); margin: 0 0 .4rem; }
.hours { list-style: none; padding: 0; margin: 0; display: grid; gap: .3rem; }
.hours li { display: flex; flex-wrap: wrap; gap: 0 .5rem; }
.hours span:first-child { font-weight: 600; min-width: 9.5rem; }

/* ---------- Formulare ---------- */
.form { background: #fff; color: var(--text); border-radius: var(--radius); padding: clamp(1.5rem, 3vw, 2.25rem); display: grid; gap: 1rem; box-shadow: 0 30px 70px rgba(0, 0, 40, .35); position: relative; align-self: flex-start; }
.form::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 4px; background: var(--red); border-radius: var(--radius) var(--radius) 0 0; }
.form__badge { font-size: .8rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--red-text); margin: .35rem 0 0; }
.form__title { font-size: clamp(1.4rem, 2.2vw, 1.75rem); line-height: 1.2; }
.form__sub, .form__note, .form__foot { color: var(--text-soft); font-size: .92rem; margin: 0; }
.form__foot { text-align: center; font-size: .85rem; }
.field { display: grid; gap: .35rem; }
.field label, .captcha > label { font-size: .9rem; font-weight: 600; color: var(--text-soft); }
.req { color: var(--red-text); }
.field input, .field select, .field textarea, .captcha input[type="text"] { width: 100%; background: #fff; border: 1px solid var(--border-strong); border-radius: var(--radius-sm); padding: .8rem .9rem; color: var(--text); min-height: 48px; font-weight: 400; }
.field textarea { resize: vertical; min-height: 7rem; }
.field input:focus, .field select:focus, .field textarea:focus, .captcha input:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(0, 0, 143, .25); outline: 2px solid transparent; }
.field [aria-invalid="true"], .captcha [aria-invalid="true"] { border-color: var(--red-text); box-shadow: 0 0 0 2px rgba(212, 18, 27, .25); }
.field__error { color: var(--red-text); font-size: .88rem; font-weight: 600; margin: 0; }
.field--check { display: flex; gap: .75rem; align-items: flex-start; }
.field--check input { width: 22px; height: 22px; min-height: 0; margin: .15rem 0 0; accent-color: var(--blue); flex-shrink: 0; }
.field--check label { font-weight: 400; font-size: .88rem; }
.field--check a { text-decoration: underline; }
.captcha { display: grid; gap: .35rem; }
.captcha__hint { margin: 0; font-size: .9rem; color: var(--text-soft); display: flex; align-items: center; gap: .5rem; flex-wrap: wrap; }
.captcha__code { font-family: "Courier New", Courier, monospace; font-weight: 700; font-size: 1.25rem; letter-spacing: .35em; background: var(--bg-soft); color: var(--blue); padding: .2rem .6rem; border-radius: var(--radius-sm); border: 1px dashed var(--border-strong); }
.captcha__refresh { display: inline-flex; align-items: center; gap: .35rem; background: none; border: 0; color: var(--blue); font-weight: 600; text-decoration: underline; min-height: 44px; padding: 0 .25rem; }
.captcha__refresh .icon { width: 16px; height: 16px; }
.form__status { font-weight: 600; border-radius: var(--radius-sm); }
.form__status:empty { display: none; }
.form__status.is-success { background: #E7F5EC; color: #145C39; padding: 1rem; border-left: 4px solid var(--green); }
.form__status.is-error { background: #FDECEC; color: #8F0C12; padding: 1rem; border-left: 4px solid var(--red-text); }
.form[data-busy] button[type="submit"] { opacity: .7; cursor: progress; }
/* dunkle Variante */
.form--dark { background: rgba(255, 255, 255, .05); border: 1px solid rgba(255, 255, 255, .2); box-shadow: none; color: #fff; }
.form--dark::before { display: none; }
.form--dark .form__title { color: #fff; }
.form--dark .form__sub, .form--dark .form__note, .form--dark .form__foot, .form--dark .field label, .form--dark .captcha > label, .form--dark .captcha__hint { color: var(--on-dark-mute); }
.form--dark .req, .form--dark .form__badge { color: var(--red-light); }
.form--dark .field input, .form--dark .field select, .form--dark .field textarea, .form--dark .captcha input[type="text"] { background: rgba(255, 255, 255, .08); border-color: rgba(255, 255, 255, .45); color: #fff; }
.form--dark .field select option { color: var(--text); background: #fff; }
.form--dark .field input:focus, .form--dark .field select:focus, .form--dark .field textarea:focus, .form--dark .captcha input:focus { border-color: #fff; box-shadow: 0 0 0 3px rgba(255, 255, 255, .35); }
.form--dark .field--check a, .form--dark .captcha__refresh { color: #fff; }
.form--dark .captcha__code { background: rgba(255, 255, 255, .1); color: #fff; border-color: rgba(255, 255, 255, .5); }
.form--dark .field__error { color: var(--red-light); }
.form--dark .field--check input { accent-color: var(--red); }

/* ---------- Seiten-Hero (Sparte/Produkt/Unterseiten) ---------- */
.page-hero { position: relative; background: linear-gradient(160deg, #fff 0%, var(--bg-soft) 100%); overflow: hidden; }
.page-hero__inner { display: flex; gap: 3.5rem; align-items: center; flex-wrap: wrap; padding-top: 4rem; padding-bottom: 6rem; }
.page-hero__text { flex: 1 1 31rem; min-width: min(100%, 18rem); }
.page-hero__text h1 { margin-top: 1.5rem; font-size: clamp(2.4rem, 5.6vw, 5.2rem); }
.page-hero__text .lead { margin-top: 1.6rem; }
.page-hero__visual { flex: 1 1 23.75rem; min-width: min(100%, 17rem); display: flex; justify-content: center; padding: 1.25rem 1.5rem 0; }
.page-hero__visual .portrait { width: min(28.75rem, 100%); }
.page-hero__visual .portrait__img { aspect-ratio: 5 / 4; }
.page-hero--simple .page-hero__inner { padding-top: 3rem; padding-bottom: 4rem; }
.page-hero--simple h1 { font-size: clamp(2.2rem, 4.6vw, 3.8rem); }
.price-card { position: absolute; left: -1.4rem; bottom: 1.9rem; background: #fff; border-radius: var(--radius); padding: 1rem 1.25rem; box-shadow: 0 20px 50px rgba(0, 0, 80, .18); margin: 0; }
.price-card__label { font-size: .8rem; color: var(--text-soft); font-weight: 600; letter-spacing: .06em; text-transform: uppercase; display: block; }
.price-card__num { font-family: var(--font-display); font-weight: 800; font-size: 1.9rem; color: var(--blue); line-height: 1; display: block; margin-top: .25rem; }
.price-card__num small { font-size: .95rem; font-weight: 600; color: var(--text-soft); font-family: var(--font-body); }
.price-card__hint { font-size: .78rem; color: var(--text-mute); display: block; margin-top: .25rem; }
.facts { display: flex; gap: .75rem 1.75rem; flex-wrap: wrap; list-style: none; padding: 0; margin: 2.25rem 0 0; }
.facts li { display: flex; gap: .6rem; align-items: center; font-size: .95rem; font-weight: 600; }
.facts li::before { content: "✓"; width: 22px; height: 22px; border-radius: 50%; background: var(--blue); color: #fff; display: inline-grid; place-items: center; font-size: .75rem; flex-shrink: 0; }
.trustline { display: flex; gap: .5rem 1.1rem; align-items: center; flex-wrap: wrap; margin: 1.1rem 0 0; font-size: .92rem; color: var(--text-soft); list-style: none; padding: 0; }
.trustline li + li::before { content: "·"; margin-right: 1.1rem; color: var(--text-mute); }

/* Breadcrumb */
.breadcrumb ol { display: flex; flex-wrap: wrap; gap: .4rem; list-style: none; margin: 0; padding: 0; font-size: .9rem; color: var(--text-soft); }
.breadcrumb li { display: flex; align-items: center; gap: .4rem; }
.breadcrumb li + li::before { content: "›"; color: var(--text-mute); }
.breadcrumb a { color: var(--text-soft); min-height: 24px; display: inline-flex; align-items: center; }
.breadcrumb a:hover { color: var(--red-text); }
.breadcrumb [aria-current] { color: var(--blue); font-weight: 600; }
.breadcrumb--light ol, .breadcrumb--light a { color: var(--on-dark-soft); }
.breadcrumb--light [aria-current] { color: #fff; }
.breadcrumb--light li + li::before { color: var(--on-dark-mute); }
.subnav { background: #fff; border-bottom: 1px solid var(--border); position: relative; z-index: 2; }
.subnav ul { display: flex; gap: .25rem; overflow-x: auto; list-style: none; margin: 0; padding: .5rem 0; scrollbar-width: thin; }
.subnav a { display: inline-flex; align-items: center; min-height: 44px; padding: .4rem .85rem; border-radius: var(--radius-sm); white-space: nowrap; text-decoration: none; font-weight: 600; font-size: .95rem; color: var(--text); }
.subnav a:hover { background: var(--bg-soft); color: var(--blue); }
.subnav a[aria-current="page"] { background: var(--blue); color: #fff; }

/* Produktkarten (Sparte) */
.produkte { display: flex; flex-wrap: wrap; gap: 1.5rem; }
.produkt { flex: 1 1 21.25rem; display: flex; flex-direction: column; background: #fff; border: 1px solid var(--bg-soft); border-radius: var(--radius); box-shadow: 0 12px 40px rgba(0, 0, 120, .10); padding: 1.9rem; scroll-margin-top: calc(var(--header-h) + 5rem); transition: transform .25s, box-shadow .25s; }
.produkt:hover { transform: translateY(-2px); box-shadow: var(--shadow-hover); }
.produkt:target { outline: 3px solid var(--red); outline-offset: 4px; }
.produkt h3 { margin-top: 1.1rem; }
.produkt > p { color: var(--text-soft); margin: .6rem 0 0; font-size: 1rem; }
.produkt .link-arrow { margin-top: auto; }
.produkt__nr { font-size: .8rem; font-weight: 700; letter-spacing: .14em; color: var(--red-text); }
.produkt--feature { flex-basis: 100%; background: var(--blue-dark); border: 0; box-shadow: 0 24px 60px rgba(0, 0, 80, .25); color: #fff; padding: clamp(1.75rem, 4vw, 3.25rem); }
.produkt--feature h3 { color: #fff; font-size: clamp(1.6rem, 3vw, 2.5rem); line-height: 1.1; margin-top: 1.25rem; }
.produkt--feature > p { color: var(--on-dark-soft); font-size: 1.125rem; max-width: 40rem; }
.produkt--feature .produkt__nr { color: var(--red-light); }
.produkt--feature .card__icon { background: rgba(255, 255, 255, .1); color: #fff; }
.produkt--feature .checklist li::before { color: var(--red-light); }
.produkt--feature .link-arrow { color: #fff; border-bottom: 2px solid var(--red); align-self: flex-start; min-height: 0; padding-bottom: 3px; }
.produkt--feature .link-arrow:hover { color: #fff; border-bottom-color: #fff; }
.numbered { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 17.5rem), 1fr)); gap: 2.25rem; list-style: none; padding: 0; margin: 0; }
.numbered li { border-top: 2px solid var(--blue); padding-top: 1.4rem; }
.numbered__nr { font-family: var(--font-display); font-weight: 800; font-size: clamp(3.5rem, 7vw, 6rem); line-height: .9; color: var(--red); display: block; }
.numbered h3 { margin-top: 1.1rem; }
.numbered p { color: var(--text-soft); margin: .5rem 0 0; }

/* Szenarien */
.szenario__foot { margin-top: auto; display: flex; justify-content: space-between; gap: 1rem; align-items: flex-end; border-top: 1px solid var(--bg-soft); padding-top: 1rem; }
.szenario__foot small { display: block; font-size: .78rem; color: var(--text-mute); font-weight: 600; letter-spacing: .06em; text-transform: uppercase; }
.szenario__foot strong { font-family: var(--font-display); font-weight: 800; font-size: 1.4rem; line-height: 1.1; }
.szenario__schaden { color: var(--red-text); }
.szenario__anteil { color: var(--blue); text-align: right; }

/* Tarife */
.tarife { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 17.5rem), 1fr)); gap: 1.5rem; align-items: stretch; list-style: none; padding: 0; margin: 0; }
.tarif { position: relative; background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 2rem; display: flex; flex-direction: column; }
.tarif--top { background: var(--blue-dark); border: 0; color: #fff; box-shadow: 0 24px 60px rgba(0, 0, 80, .25); }
.tarif__flag { position: absolute; top: -.9rem; left: 1.75rem; background: var(--red-text); color: #fff; font-family: var(--font-display); font-weight: 700; font-size: .78rem; letter-spacing: .12em; text-transform: uppercase; padding: .5rem .9rem; border-radius: var(--radius-sm); margin: 0; }
.tarif__name { font-family: var(--font-display); font-weight: 700; font-size: 1.45rem; color: var(--blue); margin: 0; }
.tarif--top .tarif__name { color: #fff; }
.tarif__fuer { font-size: .92rem; color: var(--text-soft); margin: .3rem 0 0; }
.tarif--top .tarif__fuer, .tarif--top p { color: var(--on-dark-soft); }
.tarif__preis { margin: .9rem 0 0; display: flex; align-items: baseline; gap: .4rem; flex-wrap: wrap; }
.tarif__preis strong { font-family: var(--font-display); font-weight: 800; font-size: 2.4rem; color: var(--blue); line-height: 1; }
.tarif--top .tarif__preis strong { color: #fff; }
.tarif__preis span { font-size: .9rem; color: var(--text-soft); }
.tarif--top .tarif__preis span { color: var(--on-dark-mute); }
.tarif > p { margin: .9rem 0 0; color: var(--text-soft); font-size: 1rem; }
.tarif .checklist { margin: 1.4rem 0 1.75rem; }
.tarif--top .checklist li::before { color: var(--red-light); }
.tarif .btn { margin-top: auto; }
.tarife__note { display: flex; gap: .75rem 2rem; flex-wrap: wrap; margin-top: 2.25rem; padding-top: 1.5rem; border-top: 1px solid var(--bg-soft); font-size: .95rem; font-weight: 600; list-style: none; padding-left: 0; }
.tarife__note li::before { content: "✓ "; color: var(--red-text); }
.disclaimer { font-size: .88rem; color: var(--text-soft); margin-top: 1rem; }
.box { background: #fff; border-radius: var(--radius); padding: 2rem; box-shadow: 0 12px 40px rgba(0, 0, 120, .10); }
.box__head { font-family: var(--font-display); font-weight: 700; font-size: 1.15rem; color: var(--blue); display: flex; align-items: center; gap: .6rem; margin: 0; }
.box__badge { width: 28px; height: 28px; border-radius: 50%; background: var(--blue); color: #fff; display: inline-grid; place-items: center; font-size: .85rem; }
.box__badge--soft { background: var(--bg-soft); color: var(--blue); }
.link-cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 17.5rem), 1fr)); gap: 1.25rem; list-style: none; padding: 0; margin: 2rem 0 0; }
.link-card { background: #fff; border-radius: var(--radius); padding: 1.6rem 1.75rem; display: flex; justify-content: space-between; align-items: center; gap: 1rem; color: var(--text); text-decoration: none; box-shadow: 0 12px 40px rgba(0, 0, 120, .10); transition: transform .2s, box-shadow .2s; height: 100%; }
.link-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-hover); color: var(--text); }
.link-card strong { display: block; font-family: var(--font-display); font-size: 1.12rem; color: var(--blue); }
.link-card span { color: var(--text-soft); font-size: .95rem; }
.link-card__arrow { width: 2.5rem; height: 2.5rem; border-radius: 50%; background: var(--bg-soft); color: var(--blue); display: inline-grid; place-items: center; flex-shrink: 0; }
.link-card--bordered { box-shadow: none; border: 1px solid var(--border); }

/* Sticky-CTA */
.sticky-cta { position: fixed; left: 0; right: 0; bottom: 0; z-index: 140; transform: translateY(120%); transition: transform .35s ease, visibility .35s; pointer-events: none; visibility: hidden; }
.sticky-cta.is-visible { transform: none; visibility: visible; }
.sticky-cta__bar { pointer-events: auto; max-width: var(--container); margin: 0 auto 1rem; background: var(--blue-dark); color: #fff; border-radius: var(--radius); box-shadow: 0 24px 60px rgba(0, 0, 80, .35); padding: .75rem .75rem .75rem 1.4rem; display: flex; align-items: center; justify-content: space-between; gap: 1rem; flex-wrap: wrap; }
.sticky-cta__bar strong { font-family: var(--font-display); }
.sticky-cta__bar a.tel { color: #fff; font-family: var(--font-display); font-weight: 700; text-decoration: none; padding: 0 .6rem; white-space: nowrap; }
.sticky-cta__actions { display: flex; gap: .6rem; align-items: center; flex-wrap: wrap; }
.sticky-cta--light .sticky-cta__bar { background: #fff; color: var(--text); border-top: 3px solid var(--red); }
.sticky-cta--light .sticky-cta__bar strong { color: var(--blue); }
.sticky-cta--light .sticky-cta__bar a.tel { color: var(--blue); }

/* ---------- Landingpage ---------- */
.lp-header .site-header__inner { padding-top: .75rem; padding-bottom: .75rem; }
.lp-brand { display: flex; align-items: center; gap: .9rem; color: #fff; text-decoration: none; }
.lp-brand img { height: 2.75rem; width: auto; }
.lp-brand span { border-left: 1px solid rgba(255, 255, 255, .35); padding-left: .9rem; line-height: 1.2; font-size: .8rem; letter-spacing: .06em; color: rgba(255, 255, 255, .9); }
.lp-nav { display: flex; gap: .25rem; list-style: none; padding: 0; margin: 0; }
.lp-nav a { display: inline-flex; align-items: center; min-height: 44px; padding: .5rem .75rem; color: #fff; font-weight: 600; font-size: .95rem; border-bottom: 2px solid transparent; text-decoration: none; }
.lp-nav a:hover { border-bottom-color: var(--red); color: #fff; }
.lp-tel { font-family: var(--font-display); font-weight: 700; font-size: 1.12rem; color: #fff; white-space: nowrap; text-decoration: none; }
.lp-tel:hover { color: #fff; text-decoration: underline; }
.lp-hero { position: relative; background: var(--blue-dark); color: #fff; overflow: hidden; }
.lp-hero__bg { position: absolute; inset: 0; }
.lp-hero__bg picture, .lp-hero__bg img { height: 100%; }
.lp-hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(100deg, rgba(0, 0, 91, .95) 0%, rgba(0, 0, 143, .88) 45%, rgba(0, 0, 91, .62) 100%); }
.lp-hero__inner { position: relative; z-index: 1; display: flex; gap: 3rem; align-items: center; flex-wrap: wrap; padding-top: 4.5rem; padding-bottom: 5.5rem; }
.lp-hero__text { flex: 1 1 32rem; min-width: min(100%, 18rem); }
.lp-hero h1 { color: #fff; font-weight: 700; font-size: clamp(2.25rem, 4.8vw, 4.1rem); line-height: 1.1; margin-top: 1.4rem; }
.lp-hero h1 em { font-style: italic; font-weight: 600; }
.lp-hero .lead { color: rgba(255, 255, 255, .92); margin-top: 1.4rem; }
.lp-hero .checklist { margin-top: 1.5rem; font-size: 1.03rem; font-weight: 600; gap: .6rem; }
.lp-hero .checklist li::before { content: "✓"; width: 22px; height: 22px; border-radius: 50%; background: var(--red-text); color: #fff; display: inline-grid; place-items: center; font-size: .75rem; margin-top: .15rem; }
.lp-hero .trustline { color: rgba(255, 255, 255, .9); }
.lp-hero .trustline li + li::before { color: rgba(255, 255, 255, .6); }
.lp-hero__form { flex: 1 1 23.75rem; min-width: min(100%, 18rem); max-width: 29.4rem; }
.lp-strip { background: #fff; border-bottom: 1px solid var(--border); }
.lp-strip__inner { display: flex; align-items: center; justify-content: space-between; gap: 1.75rem 3rem; flex-wrap: wrap; padding-top: 2.5rem; padding-bottom: 2.5rem; }
.lp-badge { display: flex; align-items: center; gap: .9rem; background: var(--blue); color: #fff; border-radius: 10px; padding: .9rem 1.25rem; margin: 0; }
.lp-badge img { height: 2.1rem; width: auto; }
.lp-badge span { font-family: var(--font-display); font-size: .95rem; line-height: 1.2; }
.lp-nums { display: flex; gap: 1.75rem 3.5rem; flex-wrap: wrap; list-style: none; padding: 0; margin: 0; }
.lp-nums strong { display: block; font-family: var(--font-display); font-weight: 700; font-size: 2.4rem; color: var(--blue); line-height: 1; }
.lp-nums span { display: block; color: var(--text-soft); font-size: .95rem; margin-top: .4rem; }
.ticker { background: var(--blue-dark); color: #fff; overflow: hidden; padding: .9rem 0; border-top: 1px solid rgba(255, 255, 255, .12); position: relative; }
.ticker .marquee__list { font-weight: 400; letter-spacing: 0; text-transform: none; font-size: 1rem; gap: 1.75rem; padding-right: 1.75rem; }
.ticker .marquee__list li { gap: 1.75rem; }
.ticker .marquee__list li::after { content: "/"; width: auto; height: auto; background: none; color: var(--red-light); border-radius: 0; }
.problem__punch { margin-top: auto; padding-top: 1.1rem; border-top: 1px solid var(--border); font-family: var(--font-display); font-style: italic; font-size: 1.03rem; color: var(--blue); }
.price-box { background: var(--blue); color: #fff; border-radius: var(--radius); padding: clamp(1.75rem, 4vw, 2.75rem); width: min(26.25rem, 100%); box-shadow: 0 30px 70px rgba(0, 0, 90, .25); text-align: center; position: relative; overflow: hidden; margin: 0 auto; }
.price-box::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 4px; background: var(--red); }
.price-box__label { font-size: .8rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: rgba(255, 255, 255, .85); margin: 0; }
.price-box__num { font-family: var(--font-display); font-weight: 700; font-size: clamp(5.25rem, 10vw, 8.1rem); line-height: .95; margin: .75rem 0 0; color: #fff; }
.price-box p { color: rgba(255, 255, 255, .9); margin: 1rem 0 0; }
.price-box .btn { margin-top: 1.6rem; width: 100%; }
.price-box small { display: block; margin-top: .75rem; font-size: .82rem; color: rgba(255, 255, 255, .8); }
.media-badge { position: absolute; left: 1.5rem; bottom: -1.5rem; background: var(--blue); color: #fff; border-radius: 10px; padding: .9rem 1.1rem; display: flex; align-items: center; gap: .9rem; box-shadow: 0 20px 50px rgba(0, 0, 90, .3); margin: 0; }
.media-badge img { height: 1.95rem; width: auto; }
.media-badge strong { display: block; font-size: .88rem; }
.media-badge span { font-family: var(--font-display); }
.media { position: relative; }
.media__img { height: 28.75rem; border-radius: var(--radius); overflow: hidden; background: var(--border); box-shadow: 0 24px 60px rgba(0, 0, 90, .18); }
.media__img picture, .media__img img { height: 100%; }
.seo-split { display: flex; gap: 3.5rem; flex-wrap: wrap; align-items: flex-start; }
.seo-split__aside { flex: 1 1 18.75rem; max-width: 23.75rem; position: sticky; top: calc(var(--header-h) + 1.5rem); }
.seo-split__main { flex: 1 1 32rem; min-width: min(100%, 18rem); display: grid; gap: 2rem; }
.seo-block { background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 1.9rem 2rem; }
.seo-block h3 { font-size: 1.45rem; }
.seo-block p { font-size: 1.06rem; margin-top: .9rem; color: var(--text); }
.map-note { flex: 1 1 23.75rem; min-width: min(100%, 17rem); border-radius: var(--radius); overflow: hidden; background: var(--bg-soft); box-shadow: 0 24px 60px rgba(0, 0, 90, .15); position: relative; min-height: 20rem; }
.map-note picture, .map-note img { position: absolute; inset: 0; height: 100%; }
.map-note__caption { position: absolute; left: 1.1rem; right: 1.1rem; bottom: 1.1rem; background: #fff; border-radius: 8px; padding: .9rem 1.1rem; box-shadow: 0 12px 30px rgba(0, 0, 60, .18); margin: 0; }
.map-note__caption a { font-weight: 700; }

/* ---------- Text-/Rechtsseiten & Blog ---------- */
.prose { max-width: 46rem; }
.prose h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); margin: 3rem 0 1rem; }
.prose h3 { font-size: 1.3rem; margin: 2rem 0 .75rem; }
.prose h4 { font-size: 1.1rem; margin: 1.5rem 0 .5rem; font-family: var(--font-body); }
.prose p, .prose li { color: var(--text); }
.prose ul, .prose ol { padding-left: 1.4rem; margin: 0 0 1em; }
.prose li { margin-bottom: .35em; }
.prose a { text-decoration: underline; }
.prose img { border-radius: var(--radius); margin: 1.5rem 0; height: auto; }
.prose blockquote { margin: 1.5rem 0; padding: 1rem 1.5rem; border-left: 4px solid var(--red); background: var(--bg-soft); border-radius: 0 var(--radius) var(--radius) 0; }
.prose table { width: 100%; border-collapse: collapse; margin: 1.5rem 0; font-size: .97rem; display: block; overflow-x: auto; }
.prose th, .prose td { border: 1px solid var(--border); padding: .6rem .8rem; text-align: left; vertical-align: top; }
.prose th { background: var(--bg-soft); color: var(--blue); }
.prose > :first-child { margin-top: 0; }
.legal-card { background: var(--bg-soft); border-radius: var(--radius); padding: 1.5rem 1.75rem; margin: 1.5rem 0; }
.legal-card p { margin: 0 0 .5rem; overflow-wrap: anywhere; }
.legal-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 17rem), 1fr)); gap: 1rem; margin: 1.25rem 0 1.5rem; }
.legal-grid .legal-card { margin: 0; padding: 1.25rem 1.4rem; }
.legal-grid .legal-card p { margin: 0; font-size: .97rem; }
.table-wrap { overflow-x: auto; margin: 1.25rem 0; }
.prose .legal-table { display: table; margin: 0; }
.prose .legal-table caption { caption-side: top; text-align: left; font-weight: 600; padding: 0 0 .5rem; color: var(--text-soft); font-size: .93rem; }
.prose .legal-table td:first-child { white-space: nowrap; font-weight: 600; }
.prose ul.legal-list { list-style: none; padding: 0; display: grid; gap: .75rem; }
.prose ul.legal-list li { border-left: 3px solid var(--blue); padding: .15rem 0 .15rem 1rem; }
.prose ul.legal-list .text-soft { font-size: .95rem; }
.toc { background: var(--bg-soft); border-radius: var(--radius); padding: 1.25rem 1.5rem; margin: 0 0 2.5rem; }
.toc h2 { font-size: 1.1rem; margin: 0 0 .5rem; font-family: var(--font-body); }
.toc ol { margin: 0; padding-left: 1.25rem; }
.toc a { display: inline-flex; min-height: 32px; align-items: center; }
.article-hero { background: var(--blue-dark); color: #fff; padding: 3.5rem 0 4rem; position: relative; }
.article-hero h1 { color: #fff; font-size: clamp(2rem, 4.4vw, 3.6rem); margin-top: 1.5rem; max-width: 52rem; }
.article-hero__meta { display: flex; flex-wrap: wrap; gap: .4rem 1.25rem; margin-top: 1.25rem; color: var(--on-dark-soft); list-style: none; padding: 0; }
.article-hero .lead { color: var(--on-dark-soft); margin-top: 1rem; }
.article-figure { margin: -2.5rem auto 0; max-width: 60rem; padding: 0 var(--gutter); position: relative; z-index: 1; }
.article-figure img { border-radius: var(--radius); box-shadow: var(--shadow-deep); width: 100%; max-height: 32rem; object-fit: cover; }
.article-body { padding: 3.5rem 0 5rem; }
.article-cta { background: var(--bg-soft); border-radius: var(--radius); padding: 2rem; margin-top: 3rem; border-top: 4px solid var(--red); }
.article-cta h2 { font-size: 1.6rem; margin: 0; }
.pagination { display: flex; gap: .5rem; justify-content: center; flex-wrap: wrap; list-style: none; padding: 0; margin: 3rem 0 0; }
.pagination a, .pagination span { display: inline-flex; align-items: center; justify-content: center; min-width: 44px; min-height: 44px; padding: 0 .9rem; border-radius: var(--radius-sm); border: 1px solid var(--border); text-decoration: none; font-weight: 600; }
.pagination [aria-current] { background: var(--blue); color: #fff; border-color: var(--blue); }
.filter { display: flex; flex-wrap: wrap; gap: .5rem; list-style: none; padding: 0; margin: 0 0 2.5rem; }
.filter a { display: inline-flex; align-items: center; min-height: 44px; padding: 0 1rem; border-radius: 999px; border: 1px solid var(--border); text-decoration: none; font-weight: 600; color: var(--text); }
.filter a[aria-current] { background: var(--blue); border-color: var(--blue); color: #fff; }
.empty { background: var(--bg-soft); border-radius: var(--radius); padding: 2.5rem; text-align: center; color: var(--text-soft); }

/* ---------- Footer ---------- */
.site-footer { background: var(--blue-deep); color: var(--on-dark-mute); padding: 4rem 0 2.5rem; font-size: .95rem; }
.footer__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 12.5rem), 1fr)); gap: 2.5rem; }
.footer__brand img { height: 2.6rem; width: auto; }
.footer__brand p { margin-top: 1rem; max-width: 18rem; }
.footer__social { display: flex; gap: .6rem; margin-top: 1rem; list-style: none; padding: 0; }
.footer__social a { width: 44px; height: 44px; border: 1px solid rgba(255, 255, 255, .3); border-radius: 10px; display: grid; place-items: center; color: #fff; }
.footer__social a:hover { border-color: var(--red-light); color: var(--red-light); }
.footer__social .icon { width: 22px; height: 22px; }
.footer__title { color: #fff; font-family: var(--font-display); font-weight: 700; font-size: 1.05rem; margin: 0 0 .9rem; }
.footer__links { list-style: none; padding: 0; margin: 0; display: grid; gap: .1rem; }
.footer__links a, .footer__links button { color: var(--on-dark-mute); text-decoration: none; display: inline-flex; align-items: center; min-height: 36px; background: none; border: 0; padding: 0; font-size: inherit; text-align: left; }
.footer__links a:hover, .footer__links button:hover { color: #fff; text-decoration: underline; }
.footer__contact { font-style: normal; display: grid; gap: .4rem; }
.footer__contact a { color: #fff; }
.footer__bottom { border-top: 1px solid rgba(255, 255, 255, .14); margin-top: 3rem; padding-top: 1.5rem; display: flex; justify-content: space-between; gap: 1rem; flex-wrap: wrap; font-size: .85rem; }
.footer__claim { display: inline-flex; align-items: center; gap: .5rem; }
.footer__claim::before { content: ""; width: 3px; height: 12px; background: var(--red); }

/* ---------- Cookie-Hinweis ---------- */
.cc { position: fixed; z-index: 500; left: 1rem; right: 1rem; bottom: 1rem; max-width: 40rem; margin: 0 auto; background: #fff; color: var(--text); border-radius: var(--radius); box-shadow: 0 30px 80px rgba(0, 0, 60, .35); border-top: 4px solid var(--red); padding: 1.5rem 1.6rem; max-height: calc(100vh - 2rem); overflow-y: auto; }
.cc[hidden] { display: none; }
.cc h2 { font-size: 1.35rem; margin: 0 0 .6rem; }
.cc p { font-size: .95rem; color: var(--text-soft); margin: 0 0 .75rem; }
.cc__actions { display: flex; gap: .6rem; flex-wrap: wrap; margin-top: 1rem; }
.cc__actions .btn { flex: 1 1 11rem; }
.cc__options { border: 1px solid var(--border); border-radius: var(--radius-sm); padding: .25rem 1rem; margin: 1rem 0 0; }
.cc__options legend { font-weight: 700; padding: 0 .4rem; color: var(--blue); }
.cc__opt { display: flex; gap: .75rem; align-items: flex-start; padding: .75rem 0; border-bottom: 1px solid var(--bg-soft); }
.cc__opt:last-child { border-bottom: 0; }
.cc__opt input { width: 22px; height: 22px; margin-top: .15rem; accent-color: var(--blue); flex-shrink: 0; }
.cc__opt label { font-weight: 700; color: var(--text); }
.cc__opt p { margin: .2rem 0 0; font-size: .88rem; }
.cc__links { font-size: .88rem; margin-top: .9rem !important; }

/* ---------- Darstellungs-Optionen (Barrierefreiheit) ---------- */
.a11y-btn { position: fixed; right: 1rem; bottom: 1rem; z-index: 300; width: 52px; height: 52px; border-radius: 50%; border: 3px solid #fff; background: var(--blue); color: #fff; display: inline-flex; align-items: center; justify-content: center; box-shadow: 0 12px 30px rgba(0, 0, 80, .35); }
.a11y-btn:hover { background: var(--blue-dark); }
.a11y-btn .icon { width: 28px; height: 28px; }
.has-sticky .a11y-btn { bottom: 6.5rem; }
.a11y-panel { position: fixed; right: 1rem; bottom: 5rem; z-index: 310; width: min(22rem, calc(100vw - 2rem)); background: #fff; color: var(--text); border-radius: var(--radius); box-shadow: 0 30px 80px rgba(0, 0, 60, .35); border-top: 4px solid var(--blue); padding: 1.25rem 1.4rem 1.4rem; max-height: calc(100vh - 7rem); overflow-y: auto; }
.a11y-panel[hidden] { display: none; }
.a11y-panel h2 { font-size: 1.2rem; margin: 0 0 .9rem; }
.a11y-panel__close { position: absolute; top: .6rem; right: .6rem; width: 44px; height: 44px; border: 0; background: none; color: var(--text); display: inline-flex; align-items: center; justify-content: center; border-radius: var(--radius-sm); }
.a11y-panel__close:hover { background: var(--bg-soft); }
.a11y-group { border: 0; margin: 0 0 1rem; padding: 0; }
.a11y-group legend { font-weight: 700; font-size: .95rem; margin-bottom: .5rem; }
.a11y-size { display: flex; gap: .4rem; }
.a11y-size button { flex: 1; min-height: 44px; border: 2px solid var(--border-strong); background: #fff; border-radius: var(--radius-sm); font-weight: 700; color: var(--blue); }
.a11y-size button[aria-pressed="true"] { background: var(--blue); color: #fff; border-color: var(--blue); }
.a11y-toggle { display: flex; justify-content: space-between; align-items: center; gap: 1rem; width: 100%; min-height: 48px; background: none; border: 0; border-bottom: 1px solid var(--bg-soft); padding: .4rem 0; text-align: left; font-weight: 600; color: var(--text); }
.a11y-toggle__switch { width: 44px; height: 26px; border-radius: 13px; background: var(--border-strong); position: relative; flex-shrink: 0; transition: background .2s; }
.a11y-toggle__switch::after { content: ""; position: absolute; top: 3px; left: 3px; width: 20px; height: 20px; border-radius: 50%; background: #fff; transition: transform .2s; }
.a11y-toggle[aria-pressed="true"] .a11y-toggle__switch { background: var(--blue); }
.a11y-toggle[aria-pressed="true"] .a11y-toggle__switch::after { transform: translateX(18px); }
.a11y-reset { margin-top: 1rem; }
.a11y-panel__more { font-size: .88rem; margin: .9rem 0 0; }

/* Modus: Hoher Kontrast */
html.a11y-contrast { --text-soft: #1F1F2E; --text-mute: #33334A; --on-dark-soft: #fff; --on-dark-mute: #fff; --border: #55556A; --border-strong: #1F1F2E; --bg-soft: #fff; }
html.a11y-contrast .hero__slide::after, html.a11y-contrast .lp-hero::after { background: rgba(0, 0, 70, .96); }
html.a11y-contrast .hero__slide::after { background: rgba(255, 255, 255, .97); }
html.a11y-contrast .card, html.a11y-contrast .quick__card, html.a11y-contrast .produkt, html.a11y-contrast .post-card, html.a11y-contrast .faq__item, html.a11y-contrast .link-card, html.a11y-contrast .quote, html.a11y-contrast .box { border: 2px solid var(--text); }
/* Modus: Links hervorheben */
html.a11y-links a:not(.btn) { text-decoration: underline !important; text-decoration-thickness: 2px !important; }
html.a11y-links a:not(.btn):hover, html.a11y-links a:not(.btn):focus-visible { background: #FFF3B0; color: #00005B !important; }
/* Modus: Gut lesbare Schrift */
html.a11y-readable body, html.a11y-readable h1, html.a11y-readable h2, html.a11y-readable h3, html.a11y-readable h4, html.a11y-readable .tel-big, html.a11y-readable [class] { font-family: Verdana, Arial, Helvetica, sans-serif !important; letter-spacing: .02em; word-spacing: .08em; }
html.a11y-readable body { line-height: 1.75; }
/* Modus: Animationen anhalten (zusätzlich zu prefers-reduced-motion) */
html.a11y-no-motion *, html.a11y-no-motion *::before, html.a11y-no-motion *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }

/* ---------- Animationen ---------- */
html.js.motion [data-reveal] { opacity: 0; transform: translateY(16px); transition: opacity .6s ease, transform .6s ease; }
html.js.motion [data-reveal-group] > * { opacity: 0; transform: translateY(16px); transition: opacity .5s ease, transform .5s ease; }
html.js.motion [data-reveal].is-in, html.js.motion [data-reveal-group].is-in > * { opacity: 1; transform: none; }
html.js.motion [data-reveal-group].is-in > :nth-child(2) { transition-delay: .06s; }
html.js.motion [data-reveal-group].is-in > :nth-child(3) { transition-delay: .12s; }
html.js.motion [data-reveal-group].is-in > :nth-child(4) { transition-delay: .18s; }
html.js.motion [data-reveal-group].is-in > :nth-child(5) { transition-delay: .24s; }
html.js.motion [data-reveal-group].is-in > :nth-child(n+6) { transition-delay: .3s; }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
  html.js [data-reveal], html.js [data-reveal-group] > * { opacity: 1 !important; transform: none !important; }
}
html.a11y-no-motion [data-reveal], html.a11y-no-motion [data-reveal-group] > * { opacity: 1 !important; transform: none !important; }

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  .mainnav { display: none; }
  .menu-toggle { display: inline-flex; }
  :root { --header-h: 5rem; }
}
@media (max-width: 760px) {
  :root { --gutter: 1rem; }
  .logo img { height: 2.9rem; }
  .header__cta { display: none; }
  .topbar__links .hide-sm { display: none; }
  .hero__inner { padding-top: 3rem; padding-bottom: 6rem; }
  .portrait__rating { right: -.25rem; }
  .portrait__card, .price-card { left: -.25rem; }
  .story__small { right: 0; }
  .lp-nav, .lp-tel { display: none; }
  .lp-brand span { display: none; }
  .seo-split__aside { position: static; }
  .sticky-cta__bar a.tel { display: none; }
  .cc { left: .5rem; right: .5rem; bottom: .5rem; padding: 1.25rem; }
  .a11y-btn { right: .75rem; bottom: .75rem; width: 48px; height: 48px; }
  .subnav { top: var(--header-h); }
}
@media (max-width: 520px) {
  .lp-header .btn { padding: .55rem .9rem; font-size: .9rem; }
}
@media print {
  .topbar, .site-header, .site-footer, .cc, .a11y-btn, .a11y-panel, .sticky-cta, .marquee, .ticker, .hero__controls, form { display: none !important; }
  body { color: #000; }
  a { color: #000; }
  .section { padding: 1.5rem 0; }
  .section--navy, .section--blue, .section--red, .section--deep { background: #fff !important; color: #000 !important; }
  .section--navy *, .section--blue *, .section--red * { color: #000 !important; }
}

/* ---------- Beamte / DBV ---------- */
.h3 { font-size: 1.35rem; }
.subnav--dbv { border-bottom: 3px solid var(--orange); }
.subnav--dbv a[aria-current="page"] { background: var(--blue); color: #fff; box-shadow: inset 0 -3px 0 var(--orange); }
.eyebrow--dbv { color: var(--orange-text); }
.eyebrow--dbv::before { background: var(--orange); }
.dbv-hero { position: relative; min-height: min(80vh, 46rem); display: flex; align-items: center; overflow: hidden; background: #EDF0FF; }
.dbv-hero__bg { position: absolute; inset: 0; }
.dbv-hero__bg picture, .dbv-hero__bg img { height: 100%; }
.dbv-hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(115deg, rgba(255,255,255,.97) 0%, rgba(255,255,255,.93) 40%, rgba(237,240,255,.7) 68%, rgba(0,0,143,.22) 100%); }
.dbv-hero__inner { position: relative; z-index: 1; padding-top: 3.5rem; padding-bottom: 5rem; }
.dbv-hero h1 { font-weight: 700; font-size: clamp(2.5rem, 5.6vw, 4.9rem); max-width: 42rem; margin-top: 1.25rem; }
.dbv-hero .lead { margin-top: 1.5rem; }
.dbv-note { font-size: .92rem; color: var(--text-soft); margin-top: 1.5rem; }
.dbv-trust { background: var(--blue); color: #fff; }
.dbv-trust__list { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 13rem), 1fr)); gap: 1.5rem; list-style: none; margin: 0; padding: 2.25rem 0; }
.dbv-trust__list li { border-left: 3px solid var(--orange); padding-left: 1rem; }
.dbv-trust__list strong { display: block; font-family: var(--font-display); font-size: 1.6rem; line-height: 1.1; }
.dbv-trust__list span { color: var(--on-dark-soft); font-size: .95rem; }
.gap-chart { background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); padding: 2rem; }
.gap-chart__title { font-weight: 700; letter-spacing: .08em; font-size: .85rem; color: var(--blue); margin-bottom: 1rem; }
.gap-chart__bar { display: flex; height: 3.25rem; border-radius: 8px; overflow: hidden; font-weight: 700; font-size: .9rem; margin-bottom: .75rem; }
.gap-chart__bar span { display: flex; align-items: center; padding: 0 .9rem; color: #fff; }
.gap-chart__beihilfe { background: var(--blue); flex: 0 0 50%; }
.gap-chart__luecke { background: repeating-linear-gradient(45deg, var(--red-text), var(--red-text) 10px, #B00E16 10px, #B00E16 20px); flex: 1; }
.gap-chart__dbv { background: var(--orange-text); flex: 1; }
.gap-chart__legend { display: flex; flex-wrap: wrap; gap: .5rem 1.25rem; list-style: none; padding: 0; margin: 1rem 0 0; font-size: .88rem; color: var(--text-soft); }
.gap-chart__legend li { display: flex; align-items: center; gap: .4rem; }
.sw { width: 12px; height: 12px; border-radius: 3px; display: inline-block; }
.sw--blue { background: var(--blue); } .sw--red { background: var(--red-text); } .sw--orange { background: var(--orange-text); }
.phase { background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); padding: 1.75rem; display: flex; flex-direction: column; border-top: 3px solid var(--orange); }
.phase__nr { font-size: .78rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--orange-text); margin: 0; }
.phase h3 { margin-top: .6rem; }
.phase > p { color: var(--text-soft); font-size: .97rem; margin: .7rem 0 0; }
.phase .phase__loesung { color: var(--blue); font-weight: 600; }
.phase .link-arrow { margin-top: auto; padding-top: .75rem; }
.dbv-quote { margin: 2rem 0 0; padding: 1.5rem 1.75rem; background: #EDF0FF; border-left: 4px solid var(--orange); border-radius: 0 var(--radius) var(--radius) 0; }
.dbv-quote p { font-family: var(--font-display); font-size: 1.2rem; color: var(--blue); margin: 0; line-height: 1.4; }
.dbv-quote footer { margin-top: .75rem; font-size: .9rem; color: var(--text-soft); }
.dbv-badge { font-family: var(--font-display); font-weight: 800; font-size: 1.6rem; color: var(--orange-text); margin: 0 0 .5rem; }
.box h3 { font-size: 1.15rem; }
.dbv-services { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 15rem), 1fr)); gap: 1.25rem; list-style: none; padding: 2.5rem 0 0; margin: 2.5rem 0 0; border-top: 1px solid var(--border); }
.dbv-services strong { display: block; font-family: var(--font-display); color: var(--blue); font-size: 1.08rem; }
.dbv-services span { color: var(--text-soft); font-size: .95rem; }
.produkt--dbv { padding: 1.6rem; }
.produkt--dbv:hover { transform: none; }
.dbv-contact-card { background: #EDF0FF; border-radius: var(--radius); padding: 1.75rem; border-top: 3px solid var(--orange); }
.dbv-page-hero { background: linear-gradient(160deg, #fff 0%, #EDF0FF 100%); }

/* ---------- Versicherungswelten: gepinnte Scroll-Szene (nur Desktop, nur mit Bewegung) ---------- */
.welten.is-pinned { padding: 0; }
.welten.is-pinned .welten__sticky { position: sticky; top: 0; height: 100vh; min-height: 40rem; display: flex; flex-direction: column; justify-content: center; overflow: hidden; padding: calc(var(--header-h) + 1rem) 0 2.5rem; box-sizing: border-box; }
.welten.is-pinned .welten__layout { flex-wrap: nowrap; }
.welten.is-pinned .welten__track-wrap { overflow: hidden; padding: .5rem 0; }
.welten.is-pinned .welten__track { display: flex; flex-wrap: nowrap; gap: 1.25rem; width: max-content; will-change: transform; }
.welten.is-pinned .welten__track > li { flex: 0 0 18.75rem; }
.welten.is-pinned [data-layer], .welten.is-pinned [data-layer-label] { will-change: transform, opacity; }
.welten [data-shield-build] { transform-box: view-box; transform-origin: 50% 60%; }

/* ---------- Bild-Captcha ---------- */
.captcha__row { display: flex; align-items: center; gap: .75rem; flex-wrap: wrap; }
.captcha__img { width: 220px; max-width: 100%; height: auto; aspect-ratio: 220 / 70; border-radius: var(--radius-sm); border: 1px solid var(--border-strong); background: #F4F4F8; }
.captcha--dark .captcha__img { border-color: rgba(255, 255, 255, .5); }
.captcha__hint a { text-decoration: underline; }
.form--dark .captcha__hint a { color: #fff; }
.captcha input[name="captcha"] { text-transform: uppercase; letter-spacing: .2em; font-family: "Courier New", Courier, monospace; font-weight: 700; max-width: 16rem; }

/* ---------- Cookie-Button (unten links, Gegenstück zum Barrierefreiheits-Button) ---------- */
.cc-btn { position: fixed; left: 1rem; bottom: 1rem; z-index: 300; width: 52px; height: 52px; border-radius: 50%; border: 3px solid #fff; background: var(--blue); color: #fff; display: inline-flex; align-items: center; justify-content: center; box-shadow: 0 12px 30px rgba(0, 0, 80, .35); }
.cc-btn:hover { background: var(--blue-dark); }
.cc-btn .icon { width: 26px; height: 26px; }
.has-sticky .cc-btn { bottom: 6.5rem; }
@media (max-width: 760px) { .cc-btn { left: .75rem; bottom: .75rem; width: 48px; height: 48px; } }
@media print { .cc-btn { display: none !important; } }

/* ==========================================================================
   Wissenswelt: Ratgeber & Glossar
   ========================================================================== */
.wissen-search { margin-top: 2rem; display: grid; gap: .4rem; max-width: 36rem; }
.wissen-search label { font-weight: 700; color: var(--blue); }
.wissen-search__row { display: flex; gap: .5rem; flex-wrap: wrap; }
.wissen-search input { flex: 1 1 16rem; min-height: 52px; border: 1px solid var(--border-strong); border-radius: var(--radius-sm); padding: .8rem 1rem; background: #fff; font: inherit; color: var(--text); }
.wissen-search input:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(0, 0, 143, .25); outline: 2px solid transparent; }
.az { margin: 0 0 2.5rem; }
.az ul { display: flex; flex-wrap: wrap; gap: .35rem; list-style: none; padding: 0; margin: 0; }
.az li { margin: 0; }
.az a, .az span { display: inline-grid; place-items: center; width: 2.6rem; height: 2.6rem; border-radius: var(--radius-sm); font-family: var(--font-display); font-weight: 700; font-size: 1.05rem; text-decoration: none; }
.az a { background: #fff; color: var(--blue); border: 1px solid var(--border); }
.az a:hover { background: var(--blue); color: #fff; border-color: var(--blue); }
.az span { color: #9C9CB0; }
.az--hero { background: #fff; border-radius: var(--radius-lg); box-shadow: var(--shadow); padding: 1.75rem; max-width: 25rem; margin: 0 0 0 auto; }
.az__title { font-family: var(--font-display); font-weight: 700; color: var(--blue); font-size: 1.25rem; margin: 0 0 1rem; }
.gl-tools { display: flex; gap: 1.5rem 3rem; flex-wrap: wrap; align-items: flex-end; justify-content: space-between; margin-bottom: 2rem; }
.gl-tools .wissen-search { margin: 0; flex: 1 1 22rem; }
.gl-count { margin: .25rem 0 0; color: var(--text-soft); font-size: .92rem; }
.gl-filter { display: flex; flex-wrap: wrap; gap: .4rem; flex: 1 1 22rem; }
.pill--link { text-decoration: none; display: inline-flex; align-items: center; min-height: 40px; cursor: pointer; font: inherit; font-weight: 600; font-size: .9rem; }
.pill--link:hover { border-color: var(--blue); color: var(--blue); }
.pill--link[aria-pressed="true"], .pill--link[aria-current] { background: var(--blue); border-color: var(--blue); color: #fff; }
.gl-letter { scroll-margin-top: calc(var(--header-h) + 1rem); margin-bottom: 2.5rem; }
.gl-letter__title { font-size: 2.6rem; color: var(--blue); border-bottom: 3px solid var(--red); display: inline-block; padding-bottom: .1rem; margin: 0 0 1.25rem; }
.gl-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 19rem), 1fr)); gap: 1rem; list-style: none; padding: 0; margin: 0; }
.gl-card { background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 1.35rem 1.5rem; position: relative; scroll-margin-top: calc(var(--header-h) + 1rem); transition: box-shadow .2s, transform .2s; margin: 0; }
.gl-card:hover { box-shadow: var(--shadow); transform: translateY(-2px); }
.gl-card:target { outline: 3px solid var(--red); outline-offset: 3px; }
.gl-card h3 { font-size: 1.2rem; margin: .6rem 0 0; }
.gl-card h3 a { color: var(--blue); text-decoration: none; }
.gl-card h3 a::after { content: ""; position: absolute; inset: 0; border-radius: var(--radius); }
.gl-card h3 a:hover { color: var(--red-text); }
.gl-card p { color: var(--text-soft); font-size: .97rem; margin: .5rem 0 0; }
.gl-tag { display: inline-block; font-size: .72rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; padding: .2rem .55rem; border-radius: 4px; background: var(--bg-soft); color: var(--text-soft); border: 1px solid var(--border); vertical-align: middle; }
.gl-tag--brand { background: var(--blue); color: #fff; border-color: var(--blue); }
.gl-top { margin: .75rem 0 0; font-size: .9rem; }
.gl-top a { color: var(--text-soft); }
.ge-summary { font-weight: 600; color: var(--text) !important; }
.ge-layout, .post-layout { display: grid; grid-template-columns: minmax(0, 1fr) 20rem; gap: 3rem; align-items: start; }
.ge-aside, .post-aside { display: grid; gap: 1.25rem; position: sticky; top: calc(var(--header-h) + 1rem); }
.box--navy { background: var(--blue-dark); color: #fff; }
.box--navy .tel-big { color: #fff; font-size: 1.75rem; }
.box--navy .btn--block { margin-top: 1rem; }
.ge-links { list-style: none; padding: 0; margin: 1rem 0; display: grid; gap: .15rem; }
.ge-links li { margin: 0; }
.ge-links a { display: grid; gap: .1rem; padding: .6rem .5rem; border-radius: var(--radius-sm); text-decoration: none; }
.ge-links a:hover { background: var(--bg-soft); }
.ge-links strong { color: var(--blue); }
.ge-links span { color: var(--text-soft); font-size: .88rem; }
.infobox { margin: 2rem 0; background: var(--bg-tint); border-left: 5px solid var(--blue); border-radius: 0 var(--radius) var(--radius) 0; padding: 1.4rem 1.6rem; max-width: 46rem; }
.infobox__title { font-size: 1.15rem; margin: 0 0 .5rem; }
.infobox .prose > :last-child { margin-bottom: 0; }
.ge-pager { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 12rem), 1fr)); gap: .75rem; margin-top: 2.5rem; max-width: 46rem; }
.ge-pager .link-card { padding: 1rem 1.25rem; justify-content: center; text-align: center; }
.post-card__title { font-size: 1.3rem; margin: .6rem 0 0; }
.post-card__title a { color: var(--blue); text-decoration: none; }
.post-card__title a::after { content: ""; position: absolute; inset: 0; }
.post-card__title a:hover { color: var(--red-text); }
.post-card__date { margin-top: auto !important; padding-top: .9rem; font-size: .85rem; color: var(--text-mute) !important; }
.filter__n { font-weight: 400; opacity: .85; }
.article-hero__badges { display: flex; flex-wrap: wrap; gap: .5rem; margin: 1.5rem 0 0; }
.article-hero__badges:empty { display: none; }
.badge-pill { display: inline-flex; align-items: center; gap: .35rem; background: rgba(255, 255, 255, .12); color: #fff; border: 1px solid rgba(255, 255, 255, .35); border-radius: 999px; padding: .3rem .85rem; font-size: .85rem; font-weight: 700; text-decoration: none; min-height: 32px; }
a.badge-pill:hover { background: #fff; color: var(--blue); }
.badge-pill--red { background: var(--red-text); border-color: var(--red-text); }
.post-gallery { margin-top: 2.5rem; }
.post-gallery ul { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 14rem), 1fr)); gap: 1rem; list-style: none; padding: 0; margin: 1rem 0 0; }
.post-gallery figure { margin: 0; }
.post-gallery img { border-radius: var(--radius); aspect-ratio: 3 / 2; object-fit: cover; width: 100%; height: auto; }
.post-gallery figcaption { font-size: .88rem; color: var(--text-soft); margin-top: .4rem; }
.post-tags { margin-top: 2rem; }
.post-landing { margin-top: 2.5rem; border: 2px solid var(--blue); border-radius: var(--radius); padding: 1.75rem; }
.post-landing h2 { margin: .4rem 0 .6rem; }
.author-box { margin-top: 2.5rem; display: flex; gap: 1.25rem; align-items: flex-start; background: var(--bg-soft); border-radius: var(--radius); padding: 1.5rem; }
.author-box__avatar { flex-shrink: 0; width: 5rem; height: 5rem; border-radius: 50%; background: #fff; display: grid; place-items: center; padding: .6rem; border: 1px solid var(--border); }
.author-box__avatar img { width: 100%; height: auto; }
.author-box__label { font-size: .8rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--red-text); margin: 0; }
.author-box__name { font-size: 1.3rem; margin: .2rem 0 0; }
.author-box__pos { color: var(--text-soft); margin: .1rem 0 0; font-weight: 600; }
.author-box__bio { margin: .6rem 0 0; }
@media (max-width: 980px) {
  .ge-layout, .post-layout { grid-template-columns: 1fr; }
  .ge-aside, .post-aside { position: static; }
  .az--hero { margin: 0; }
}
@media (max-width: 560px) {
  .author-box { flex-direction: column; }
}

/* ==========================================================================
   Bootstrap-kompatible Inhalte (lokal, kein CDN) – für HTML aus dem CMS-Editor
   gilt nur innerhalb von .prose (Ratgeber, Glossar, Inhaltsseiten)
   ========================================================================== */
.prose .lead { font-size: 1.25rem; color: var(--text-soft); }
.prose .small, .prose small { font-size: .875em; }
.prose mark, .prose .mark { background: #FFF3B0; color: inherit; padding: 0 .2em; border-radius: 2px; }
.prose .text-muted, .prose .text-secondary { color: var(--text-soft) !important; }
.prose .text-primary { color: var(--blue) !important; }
.prose .text-danger { color: var(--red-text) !important; }
.prose .text-success { color: #145C39 !important; }
.prose .text-warning { color: #7A4A00 !important; }
.prose .text-info { color: #0B4F8A !important; }
.prose .text-white { color: #fff !important; }
.prose .text-center { text-align: center !important; }
.prose .text-end { text-align: right !important; }
.prose .text-start { text-align: left !important; }
.prose .fw-bold, .prose .fw-semibold { font-weight: 700 !important; }
.prose .fw-normal { font-weight: 400 !important; }
.prose .fst-italic { font-style: italic !important; }
.prose .text-uppercase { text-transform: uppercase; letter-spacing: .05em; }
.prose .h1, .prose .h2, .prose .h3, .prose .h4, .prose .h5, .prose .h6 { font-family: var(--font-display); color: var(--blue); font-weight: 700; line-height: 1.2; }
.prose .h4 { font-size: 1.2rem; } .prose .h5 { font-size: 1.1rem; } .prose .h6 { font-size: 1rem; }
.prose h5, .prose h6 { font-family: var(--font-display); color: var(--blue); margin: 1.25rem 0 .5rem; }
.prose h5 { font-size: 1.1rem; } .prose h6 { font-size: 1rem; }
.prose .display-4, .prose .display-5, .prose .display-6 { font-family: var(--font-display); font-weight: 800; color: var(--blue); line-height: 1.1; }
.prose .display-4 { font-size: clamp(2.2rem, 4vw, 3.2rem); } .prose .display-5 { font-size: clamp(2rem, 3.5vw, 2.8rem); } .prose .display-6 { font-size: clamp(1.8rem, 3vw, 2.4rem); }
.prose .list-unstyled { list-style: none; padding-left: 0; }
.prose .list-inline { list-style: none; padding-left: 0; display: flex; flex-wrap: wrap; gap: .5rem 1rem; }
.prose hr { border: 0; border-top: 1px solid var(--border); margin: 2rem 0; }
.prose code, .prose kbd, .prose pre { font-family: Consolas, "Courier New", monospace; font-size: .92em; }
.prose code { background: var(--bg-soft); padding: .1em .35em; border-radius: 4px; color: var(--blue-dark); }
.prose kbd { background: var(--text); color: #fff; padding: .1em .4em; border-radius: 4px; }
.prose pre { background: var(--bg-soft); padding: 1rem; border-radius: var(--radius-sm); overflow-x: auto; }
.prose abbr[title] { text-decoration: underline dotted; cursor: help; }
.prose dl { margin: 1.5rem 0; }
.prose dt { font-weight: 700; color: var(--blue); }
.prose dd { margin: 0 0 .75rem; }
.prose .img-fluid { max-width: 100%; height: auto; }
.prose .img-thumbnail { padding: .25rem; background: #fff; border: 1px solid var(--border); border-radius: var(--radius-sm); }
.prose .rounded { border-radius: var(--radius) !important; }
.prose .rounded-circle { border-radius: 50% !important; }
.prose .shadow, .prose .shadow-sm { box-shadow: var(--shadow) !important; }
.prose .border { border: 1px solid var(--border) !important; }
.prose .border-primary { border-color: var(--blue) !important; }
.prose .border-danger { border-color: var(--red-text) !important; }
.prose .bg-light { background: var(--bg-soft) !important; }
.prose .bg-white { background: #fff !important; }
.prose .bg-primary { background: var(--blue) !important; color: #fff; }
.prose .bg-dark { background: var(--blue-dark) !important; color: #fff; }
.prose .float-start { float: left; margin: 0 1.25rem 1rem 0; }
.prose .float-end { float: right; margin: 0 0 1rem 1.25rem; }
.prose .clearfix::after { content: ""; display: block; clear: both; }
.prose .d-flex { display: flex !important; } .prose .d-grid { display: grid !important; } .prose .d-block { display: block !important; } .prose .d-none { display: none !important; }
.prose .flex-wrap { flex-wrap: wrap; } .prose .align-items-center { align-items: center; } .prose .justify-content-between { justify-content: space-between; } .prose .justify-content-center { justify-content: center; }
.prose .gap-1 { gap: .25rem; } .prose .gap-2 { gap: .5rem; } .prose .gap-3 { gap: 1rem; } .prose .gap-4 { gap: 1.5rem; }
.prose .w-100 { width: 100% !important; } .prose .h-100 { height: 100% !important; }
.prose .visually-hidden, .prose .sr-only { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; }
/* Abstände */
.prose .m-0 { margin: 0 !important; } .prose .mb-0 { margin-bottom: 0 !important; } .prose .mt-0 { margin-top: 0 !important; }
.prose .mb-1 { margin-bottom: .25rem !important; } .prose .mb-2 { margin-bottom: .5rem !important; } .prose .mb-3 { margin-bottom: 1rem !important; } .prose .mb-4 { margin-bottom: 1.5rem !important; } .prose .mb-5 { margin-bottom: 3rem !important; }
.prose .mt-1 { margin-top: .25rem !important; } .prose .mt-2 { margin-top: .5rem !important; } .prose .mt-3 { margin-top: 1rem !important; } .prose .mt-4 { margin-top: 1.5rem !important; } .prose .mt-5 { margin-top: 3rem !important; }
.prose .my-3 { margin-top: 1rem !important; margin-bottom: 1rem !important; } .prose .my-4 { margin-top: 1.5rem !important; margin-bottom: 1.5rem !important; }
.prose .p-0 { padding: 0 !important; } .prose .p-2 { padding: .5rem !important; } .prose .p-3 { padding: 1rem !important; } .prose .p-4 { padding: 1.5rem !important; } .prose .p-5 { padding: 3rem !important; }
.prose .px-3 { padding-left: 1rem !important; padding-right: 1rem !important; } .prose .py-3 { padding-top: 1rem !important; padding-bottom: 1rem !important; }
/* Raster */
.prose .row { --gx: 1.5rem; --gy: 0px; display: flex; flex-wrap: wrap; margin: 1.5rem calc(var(--gx) / -2); row-gap: var(--gy); padding: 0; list-style: none; }
.prose .row > * { flex: 0 0 auto; width: 100%; max-width: 100%; padding: 0 calc(var(--gx) / 2); margin-top: 0; }
.prose .row.g-0 { --gx: 0px; --gy: 0px; } .prose .row.g-2 { --gx: .5rem; --gy: .5rem; } .prose .row.g-3 { --gx: 1rem; --gy: 1rem; } .prose .row.g-4 { --gx: 1.5rem; --gy: 1.5rem; }
.prose .row > .col { flex: 1 0 0%; }
@media (min-width: 576px) { .prose .row > .col-sm-3 { width: 25%; } .prose .row > .col-sm-4 { width: 33.3333%; } .prose .row > .col-sm-6 { width: 50%; } .prose .row > .col-sm-8 { width: 66.6667%; } .prose .row > .col-sm-9 { width: 75%; } }
@media (min-width: 768px) { .prose .row > .col-md-3 { width: 25%; } .prose .row > .col-md-4 { width: 33.3333%; } .prose .row > .col-md-5 { width: 41.6667%; } .prose .row > .col-md-6 { width: 50%; } .prose .row > .col-md-7 { width: 58.3333%; } .prose .row > .col-md-8 { width: 66.6667%; } .prose .row > .col-md-12 { width: 100%; } }
@media (min-width: 992px) { .prose .row > .col-lg-3 { width: 25%; } .prose .row > .col-lg-4 { width: 33.3333%; } .prose .row > .col-lg-6 { width: 50%; } .prose .row > .col-lg-8 { width: 66.6667%; } }
.prose dl.row { margin-left: 0; margin-right: 0; --gx: 1rem; }
.prose dl.row > dt, .prose dl.row > dd { padding-left: 0; margin-bottom: .75rem; }
/* Tabellen */
.prose .table-responsive { overflow-x: auto; margin: 1.5rem 0; -webkit-overflow-scrolling: touch; }
.prose .table-responsive > .table { margin: 0; }
.prose table.table { width: 100%; display: table; border-collapse: collapse; margin: 1.5rem 0; font-size: .97rem; background: #fff; }
.prose .table caption { caption-side: top; text-align: left; font-weight: 700; color: var(--text-soft); padding: 0 0 .5rem; font-size: .92rem; }
.prose .table th, .prose .table td { padding: .7rem .85rem; border: 0; border-bottom: 1px solid var(--border); text-align: left; vertical-align: top; background: transparent; }
.prose .table thead th { color: var(--blue); border-bottom: 2px solid var(--blue); }
.prose .table tbody th { color: var(--text); font-weight: 700; }
.prose .table-sm th, .prose .table-sm td { padding: .4rem .6rem; }
.prose .table-bordered th, .prose .table-bordered td { border: 1px solid var(--border); }
.prose .table-bordered thead th { border-bottom: 2px solid var(--blue); }
.prose .table-striped > tbody > tr:nth-of-type(odd) > * { background: var(--bg-soft); }
.prose .table-hover > tbody > tr:hover > * { background: var(--bg-tint); }
.prose .table .table-light th, .prose .table thead.table-light th { background: var(--bg-soft); }
.prose .table .table-dark th, .prose .table thead.table-dark th { background: var(--blue-dark); color: #fff; }
.prose .table .table-primary > * { background: var(--bg-tint); } .prose .table .table-success > * { background: #E7F5EC; } .prose .table .table-danger > * { background: #FDECEC; } .prose .table .table-warning > * { background: #FFF4E0; }
@media (max-width: 640px) { .prose table.table { display: block; overflow-x: auto; } }
/* Hinweisboxen */
.prose .alert { position: relative; padding: 1.1rem 1.35rem; margin: 1.5rem 0; border-radius: var(--radius-sm); border: 1px solid transparent; border-left-width: 5px; }
.prose .alert > :last-child { margin-bottom: 0; }
.prose .alert p, .prose .alert li { color: inherit; }
.prose .alert-heading { color: inherit; margin: 0 0 .5rem !important; font-size: 1.1rem; }
.prose .alert-primary, .prose .alert-info { background: var(--bg-tint); border-color: var(--blue); color: var(--text); }
.prose .alert-success { background: #E7F5EC; border-color: var(--green); color: #12462D; }
.prose .alert-warning { background: #FFF4E0; border-color: var(--orange-text); color: #4A2E00; }
.prose .alert-danger { background: #FDECEC; border-color: var(--red-text); color: #6E0A0F; }
.prose .alert-secondary, .prose .alert-light { background: var(--bg-soft); border-color: var(--border-strong); color: var(--text); }
.prose .alert-dark { background: var(--blue-dark); border-color: var(--red); color: #fff; }
.prose .alert-dark a { color: #fff; }
.prose .alert-link { font-weight: 700; color: inherit; }
/* Zitate & Abbildungen */
.prose .blockquote, .prose blockquote { margin: 2rem 0; padding: 1.25rem 1.5rem; border-left: 4px solid var(--red); background: var(--bg-soft); border-radius: 0 var(--radius) var(--radius) 0; }
.prose .blockquote p, .prose blockquote p { font-family: var(--font-display); font-size: 1.22rem; line-height: 1.45; color: var(--blue); margin: 0; }
.prose .blockquote-footer, .prose blockquote footer, .prose blockquote cite { display: block; margin-top: .75rem; font-size: .92rem; color: var(--text-soft); font-style: normal; font-family: var(--font-body); }
.prose .blockquote-footer::before { content: "— "; }
.prose figure, .prose .figure { margin: 2rem 0; display: block; }
.prose .figure-img, .prose figure img { margin: 0 0 .6rem; border-radius: var(--radius); width: 100%; height: auto; }
.prose .figure-caption, .prose figcaption { font-size: .9rem; color: var(--text-soft); }
/* Badges */
.prose .badge { display: inline-block; padding: .3em .6em; font-size: .75em; font-weight: 700; line-height: 1; border-radius: 4px; vertical-align: middle; letter-spacing: .02em; color: #fff; background: var(--text-soft); font-family: var(--font-body); }
.prose .badge.bg-primary { background: var(--blue) !important; } .prose .badge.bg-secondary { background: var(--text-soft) !important; } .prose .badge.bg-success { background: #1E7A4C !important; }
.prose .badge.bg-danger { background: var(--red-text) !important; } .prose .badge.bg-warning { background: #FFD27A !important; color: #3A2400; } .prose .badge.bg-info { background: #CFE3F7 !important; color: #0B3A66; }
.prose .badge.bg-light { background: var(--bg-soft) !important; color: var(--text); border: 1px solid var(--border); } .prose .badge.bg-dark { background: var(--blue-dark) !important; }
.prose .rounded-pill { border-radius: 999px !important; }
/* Karten */
.prose .card { display: flex; flex-direction: column; flex: none; background: #fff; border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; box-shadow: none; transform: none; }
.prose .card:hover { transform: none; box-shadow: var(--shadow); }
.prose .card.border-primary { border: 2px solid var(--blue) !important; }
.prose .card-header, .prose .card-footer { padding: .8rem 1.2rem; background: var(--bg-soft); font-weight: 700; color: var(--blue); }
.prose .card-header { border-bottom: 1px solid var(--border); } .prose .card-footer { border-top: 1px solid var(--border); margin-top: auto; }
.prose .card-body { padding: 1.2rem; flex: 1; }
.prose .card-body > :last-child { margin-bottom: 0; }
.prose .card-title { margin: 0 0 .5rem; font-size: 1.15rem; }
.prose .card-text { color: var(--text-soft); margin: 0; }
.prose .card-img-top { width: 100%; height: auto; border-radius: 0; margin: 0; }
/* List-Groups */
.prose .list-group { list-style: none; padding: 0; margin: 1.5rem 0; border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; counter-reset: lg; }
.prose .list-group-item { padding: .85rem 1.1rem; border-bottom: 1px solid var(--border); background: #fff; margin: 0; display: block; }
.prose .list-group-item:last-child { border-bottom: 0; }
.prose .list-group-item.active { background: var(--blue); color: #fff; }
.prose a.list-group-item { text-decoration: none; color: var(--text); }
.prose a.list-group-item:hover { background: var(--bg-soft); }
.prose .list-group-numbered > .list-group-item { counter-increment: lg; display: block; position: relative; padding-left: 3.5rem; }
.prose .list-group-numbered > .list-group-item::before { content: counter(lg); position: absolute; left: 1.1rem; top: .85rem; width: 1.6rem; height: 1.6rem; border-radius: 50%; background: var(--portal, var(--blue)); color: #fff; display: grid; place-items: center; font-weight: 700; font-size: .8rem; line-height: 1; }
.prose .list-group-item > :last-child { margin-bottom: 0; }
.prose .list-group-numbered > .list-group-item > strong:first-child { color: var(--blue); }
.prose .list-group-flush { border: 0; border-radius: 0; }
/* Buttons im Inhalt */
.prose .btn { min-height: 44px; padding: .65rem 1.3rem; text-decoration: none !important; }
.prose .btn-primary { background: var(--blue); color: #fff; } .prose .btn-primary:hover { background: var(--blue-dark); color: #fff; }
.prose .btn-danger { background: var(--red-text); color: #fff; } .prose .btn-danger:hover { background: var(--red-hover); color: #fff; }
.prose .btn-success { background: #1E7A4C; color: #fff; }
.prose .btn-secondary, .prose .btn-light { background: var(--bg-soft); color: var(--blue); border-color: var(--border); }
.prose .btn-outline-primary { border-color: var(--blue); color: var(--blue); background: #fff; } .prose .btn-outline-primary:hover { background: var(--blue); color: #fff; }
.prose .btn-outline-secondary { border-color: var(--border-strong); color: var(--text); background: #fff; }
.prose .btn-lg { min-height: 52px; padding: .85rem 1.6rem; font-size: 1.05rem; } .prose .btn-sm { min-height: 36px; padding: .35rem .8rem; font-size: .9rem; }
/* Accordion */
.prose .accordion { margin: 1.5rem 0; display: grid; gap: .6rem; }
.prose .accordion-item { border: 1px solid var(--border); border-radius: var(--radius); background: #fff; overflow: hidden; }
.prose .accordion-header { margin: 0; font-size: inherit; }
.prose .accordion-button { width: 100%; display: flex; justify-content: space-between; align-items: center; gap: 1rem; text-align: left; background: #fff; border: 0; padding: 1.1rem 1.35rem; font-family: var(--font-display); font-weight: 700; font-size: 1.05rem; color: var(--blue); min-height: 44px; cursor: pointer; }
.prose .accordion-button::after { content: ""; flex-shrink: 0; width: .65rem; height: .65rem; border-right: 2px solid var(--red-text); border-bottom: 2px solid var(--red-text); transform: rotate(45deg); transition: transform .25s; margin-top: -.3rem; }
.prose .accordion-button:not(.collapsed)::after { transform: rotate(-135deg); margin-top: .3rem; }
.prose .accordion-button:hover { background: var(--bg-soft); }
.prose .accordion-body { padding: 0 1.35rem 1.2rem; }
.prose .accordion-body > :last-child { margin-bottom: 0; }
.prose .collapse:not(.show) { display: none; }
html:not(.js) .prose .collapse { display: block !important; }
html:not(.js) .prose .accordion-button::after { display: none; }
/* Tabs */
.prose .nav-tabs, .prose .nav-pills { display: flex; flex-wrap: wrap; gap: .25rem; list-style: none; padding: 0; margin: 1.5rem 0 0; }
.prose .nav-tabs { border-bottom: 2px solid var(--border); }
.prose .nav-item { margin: 0; }
.prose .nav-link { display: inline-flex; align-items: center; min-height: 44px; padding: .5rem 1.1rem; border: 0; border-bottom: 3px solid transparent; margin-bottom: -2px; background: none; font: inherit; font-weight: 700; color: var(--text-soft); cursor: pointer; text-decoration: none !important; }
.prose .nav-link:hover { color: var(--blue); }
.prose .nav-link.active, .prose .nav-link[aria-selected="true"] { color: var(--blue); border-bottom-color: var(--red); }
.prose .nav-pills .nav-link { border-radius: 999px; border: 0; margin: 0; }
.prose .nav-pills .nav-link.active { background: var(--blue); color: #fff; }
.prose .tab-content { padding: 1.25rem 0 .5rem; }
.prose .tab-pane:not(.active) { display: none; }
.prose .tab-pane > :last-child { margin-bottom: 0; }
html:not(.js) .prose .tab-pane { display: block !important; margin-bottom: 1.5rem; }
/* Fortschrittsbalken */
.prose .progress { height: 1.4rem; background: var(--bg-soft); border-radius: 999px; overflow: hidden; margin: .75rem 0 1.25rem; }
.prose .progress-bar { height: 100%; background: var(--blue); color: #fff; font-size: .8rem; font-weight: 700; display: flex; align-items: center; justify-content: center; white-space: nowrap; }
.prose .progress-bar.bg-danger { background: var(--red-text) !important; } .prose .progress-bar.bg-success { background: #1E7A4C !important; }
@media (prefers-reduced-motion: reduce) { .prose .accordion-button::after, .gl-card { transition: none; } }

/* ==========================================================================
   Expertenportale (deine-…-Domains): Poth-Design, Markenfarbe nur als Akzent
   Variablen --portal, --portal-text, --portal-soft kommen je Portal aus dem CMS
   ========================================================================== */
:root { --portal: #00008F; --portal-text: #00008F; --portal-soft: #EDEDFA; }
.layout-portal .hl { color: var(--portal-text); }
.topbar--portal .topbar__claim { margin: 0; color: var(--on-dark-soft); font-size: .82rem; }
.topbar--portal .topbar__claim a { color: #fff; font-weight: 700; display: inline; min-height: 0; }
.site-header--portal { border-bottom: 3px solid var(--portal); }
.portal-brand { display: inline-flex; align-items: center; gap: .9rem; color: #fff; text-decoration: none; min-height: 48px; }
.portal-brand img { height: 2.6rem; width: auto; }
.portal-brand__name { font-family: var(--font-display); font-weight: 700; font-size: 1.02rem; line-height: 1.15; padding-left: .9rem; border-left: 1px solid rgba(255, 255, 255, .35); max-width: 12rem; }
.portal-brand:hover { color: #fff; }
/* Unsere Agentur: Sprungmarken, Team, Themenwelten */
.agentur-jump { display: flex; flex-wrap: wrap; gap: .5rem; list-style: none; margin: 1.75rem 0 0; padding: 0; }
.agentur-jump a { display: inline-flex; align-items: center; min-height: 40px; padding: .35rem .95rem; border: 1px solid var(--border); border-radius: 999px; background: #fff; color: var(--blue); font-weight: 600; font-size: .92rem; text-decoration: none; }
.agentur-jump a:hover, .agentur-jump a:focus-visible { border-color: var(--blue); }
.team-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 16.5rem), 1fr)); gap: 1.25rem; list-style: none; margin: 0; padding: 0; }
.team-card { margin: 0; min-width: 0; background: #fff; border: 1px solid var(--border); border-radius: 18px; overflow: hidden; display: flex; flex-direction: column; box-shadow: 0 14px 34px -26px rgba(0, 0, 90, .45); }
.team-card__photo { aspect-ratio: 6 / 7; background: linear-gradient(160deg, var(--blue) 0%, #0a0a5c 100%); display: grid; place-items: center; }
.team-card__photo img { width: 100%; height: 100%; object-fit: cover; }
.team-card__initials { font-family: var(--font-display); font-weight: 700; font-size: clamp(2.6rem, 6vw, 3.6rem); color: #fff; letter-spacing: .04em; }
.team-card__body { padding: 1.25rem 1.35rem 1.4rem; display: flex; flex-direction: column; gap: .45rem; }
.team-card h3 { margin: 0; font-size: 1.3rem; }
.team-card__role { margin: 0; font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--red-text, #C4000C); }
.team-card__focus { margin: 0; color: var(--text-soft); }
.team-card__quali { list-style: none; margin: .25rem 0 0; padding: 0; display: grid; gap: .25rem; font-size: .88rem; }
.team-card__quali li { padding-left: 1.1rem; position: relative; }
.team-card__quali li::before { content: "✓"; position: absolute; left: 0; color: var(--blue); font-weight: 700; }
.team-card__lang { margin: .25rem 0 0; display: inline-flex; align-items: center; gap: .35rem; font-size: .88rem; font-weight: 600; color: var(--blue); }
.welten-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 16rem), 1fr)); gap: 1rem; list-style: none; margin: 0; padding: 0; }
.welten-grid li { margin: 0; min-width: 0; }
.welten-grid a { display: grid; gap: .35rem; height: 100%; padding: 1.2rem 1.3rem; border: 1px solid var(--border); border-radius: 14px; background: #fff; color: var(--text); text-decoration: none; transition: border-color .2s, box-shadow .2s; }
.welten-grid a:hover, .welten-grid a:focus-visible { border-color: var(--blue); box-shadow: var(--shadow); }
.welten-grid strong { color: var(--blue); font-family: var(--font-display); font-size: 1.1rem; }
.welten-grid span { color: var(--text-soft); font-size: .92rem; }
.welten-grid__icon { display: inline-grid; place-items: center; width: 2.5rem; height: 2.5rem; border-radius: 12px; background: var(--bg-soft); color: var(--blue); margin-bottom: .25rem; }
/* Hauptseite: Fachbereiche der Dachmarke */
.fachbereiche__list { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 16rem), 1fr)); gap: 1rem; list-style: none; margin: 0; padding: 0; }
.fachbereich { margin: 0; min-width: 0; }
.fachbereich a { display: flex; flex-direction: column; gap: .45rem; height: 100%; padding: 1.4rem 1.4rem 1.2rem; border-radius: 16px; border: 1px solid rgba(255, 255, 255, .16); background: linear-gradient(160deg, rgba(255, 255, 255, .07), rgba(255, 255, 255, .02)); color: #fff; text-decoration: none; transition: transform .2s, border-color .2s, background .2s; }
.fachbereich a:hover, .fachbereich a:focus-visible { transform: translateY(-3px); border-color: rgba(255, 255, 255, .45); background: linear-gradient(160deg, rgba(255, 255, 255, .12), rgba(255, 255, 255, .03)); }
.fachbereich__brand { font-size: .72rem; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; color: var(--on-dark-soft); }
.fachbereich__division { font-size: 1.25rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; line-height: 1.15; padding-bottom: .45rem; border-bottom: 3px solid var(--portal); align-self: flex-start; hyphens: auto; -webkit-hyphens: auto; overflow-wrap: anywhere; }
.fachbereich__claim { color: var(--on-dark-soft); font-size: .95rem; line-height: 1.45; }
.fachbereich__go { margin-top: auto; padding-top: .6rem; display: inline-flex; align-items: center; gap: .35rem; font-size: .85rem; font-weight: 600; color: #fff; }
/* Markenarchitektur: POTH & POTH │ FACHBEREICH, darunter die Zielgruppe */
.portal-brand__lockup { display: flex; flex-direction: column; justify-content: center; gap: .3rem; padding-left: 1rem; border-left: 1px solid rgba(255, 255, 255, .4); min-height: 2.6rem; }
.portal-brand__division { position: relative; font-family: var(--font-body); font-weight: 800; font-size: 1.02rem; line-height: 1; letter-spacing: .16em; text-transform: uppercase; color: #fff; padding-bottom: .38rem; white-space: nowrap; }
.portal-brand__division::after { content: ""; position: absolute; left: 0; bottom: 0; width: 2.4rem; height: 3px; border-radius: 2px; background: var(--portal); box-shadow: 0 0 0 1px rgba(255, 255, 255, .25); }
.portal-brand__sub { font-size: .78rem; line-height: 1.2; color: var(--on-dark-soft); max-width: 15rem; }
.mobile-nav__division { display: block; font-family: var(--font-body); font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: #fff; }
.mobile-nav__divsub { display: block; font-family: var(--font-body); font-weight: 400; font-size: .9rem; margin-top: .2rem; }
.footer__division { margin: 1rem 0 .25rem; }
.footer__division span { display: inline-block; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: #fff; padding-bottom: .35rem; border-bottom: 3px solid var(--portal); }
.footer__divclaim { margin: .5rem 0 1rem; font-family: var(--font-display); font-size: 1.15rem; line-height: 1.3; color: #fff; }
.footer__family { grid-template-columns: repeat(2, minmax(0, 1fr)); column-gap: 1.25rem; }
.footer__family [aria-current] { display: inline-block; padding: .35rem 0; color: #fff; font-weight: 700; }
.footer__family [aria-current]::before { content: "● "; color: var(--portal); }
.footer__house { margin: 1rem 0 0; font-size: .88rem; color: var(--on-dark-soft); }
.footer__house a { color: #fff; font-weight: 700; }
.mega__cols--portal { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.mega__col--link { grid-row: auto; display: block; }
.mega__teaser-line { margin: .35rem 0 0; color: var(--text-soft); font-size: .9rem; line-height: 1.4; }
.mobile-nav__portal { margin: 1rem 0 0; font-family: var(--font-display); font-weight: 700; font-size: 1.1rem; color: var(--on-dark-soft); }
.layout-portal .mega__icon { background: linear-gradient(145deg, var(--portal) 0%, var(--portal-text) 100%); }

/* Hero */
.portal-hero { background: linear-gradient(160deg, #fff 0%, var(--portal-soft) 100%); position: relative; }
.portal-hero::after { content: ""; position: absolute; right: 0; top: 0; width: 38%; height: 6px; background: linear-gradient(90deg, transparent, var(--portal)); opacity: .8; }
.kicker--portal::before { background: var(--portal); }
.kicker--light { background: rgba(255, 255, 255, .08); border-color: rgba(255, 255, 255, .2); color: #fff; box-shadow: none; }
.kicker--light::before { background: var(--portal); }
.portal-points { margin-top: 1.5rem; font-size: 1.05rem; }
.portal-points li::before, .layout-portal .checklist li::before { color: var(--portal-text); }
.checklist--light li { color: var(--on-dark-soft); }
.layout-portal .checklist--light li::before { color: #fff; }
.portal-hero__tel { margin: 1.1rem 0 0; color: var(--text-soft); }
.portal-hero__tel a { font-weight: 700; color: var(--blue); }
.portal-partner img { max-height: 2.5rem; width: auto; }
.portal-partner__icon { display: inline-grid; place-items: center; width: 2.5rem; height: 2.5rem; border-radius: 12px; background: var(--portal-soft); color: var(--portal-text); flex-shrink: 0; }
.bar--portal { background: var(--portal); }

/* Vertrauensleiste */
.portal-trust { background: #fff; border-bottom: 1px solid var(--border); }
.portal-trust ul { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 1rem 2rem; list-style: none; margin: 0; padding: 1.5rem 0; }
.portal-trust li { display: flex; gap: .75rem; align-items: flex-start; margin: 0; }
.portal-trust .icon { flex-shrink: 0; color: var(--portal-text); margin-top: .15rem; }
.portal-trust strong { display: block; color: var(--blue); font-size: .98rem; }
.portal-trust span { color: var(--text-soft); font-size: .9rem; line-height: 1.4; }
@media (max-width: 900px) { .portal-trust ul { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 520px) { .portal-trust ul { grid-template-columns: 1fr; } }

/* Produktkacheln */
.portal-products { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 20rem), 1fr)); gap: 1.25rem; list-style: none; margin: 0; padding: 0; }
.portal-product { position: relative; margin: 0; background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 1.75rem 1.6rem 1.5rem; display: flex; flex-direction: column; gap: .35rem; transition: transform .2s, box-shadow .2s, border-color .2s; }
.portal-product:hover, .portal-product:focus-within { transform: translateY(-3px); box-shadow: var(--shadow-hover); border-color: var(--portal); }
.portal-product--featured { border-top: 4px solid var(--portal); }
.portal-product__icon { display: inline-grid; place-items: center; width: 3.1rem; height: 3.1rem; border-radius: 14px; background: linear-gradient(145deg, var(--portal) 0%, var(--portal-text) 100%); color: #fff; margin-bottom: .75rem; box-shadow: inset 0 1px 0 rgba(255, 255, 255, .3), 0 8px 18px -8px var(--portal); }
.portal-product__kicker { margin: 0; font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--portal-text); }
.portal-product h3 { font-size: 1.35rem; margin: .2rem 0 0; }
.portal-product h3 a { color: var(--blue); text-decoration: none; }
.portal-product h3 a::after { content: ""; position: absolute; inset: 0; border-radius: 16px; }
.portal-product p { color: var(--text-soft); margin: .35rem 0 0; }
.portal-product .link-arrow { margin-top: auto; padding-top: 1rem; }

/* Einleitung mit CTA-Box */
.portal-intro { display: grid; grid-template-columns: minmax(0, 1fr) 21rem; gap: 3rem; align-items: start; }
.portal-cta-box { background: var(--blue); background-image: linear-gradient(160deg, var(--blue) 0%, var(--blue-dark) 100%); color: #fff; border-radius: 18px; padding: 1.75rem; position: sticky; top: calc(var(--header-h) + 1rem); box-shadow: 0 24px 50px -20px rgba(0, 0, 120, .6); border-top: 4px solid var(--portal); }
.portal-cta-box p { color: var(--on-dark-soft); margin: .6rem 0 1.25rem; }
.portal-cta-box .portal-cta-box__title { font-family: var(--font-display); font-weight: 700; font-size: 1.35rem; line-height: 1.25; color: #fff; margin: 0; }
.portal-cta-box .portal-cta-box__tel { margin: 1.25rem 0 0; }
.portal-cta-box .tel-big { color: #fff; font-size: 1.6rem; }
.portal-cta-box .portal-cta-box__hours { font-size: .85rem; margin: .25rem 0 0; }
@media (max-width: 980px) { .portal-intro { grid-template-columns: 1fr; } .portal-cta-box { position: static; } }

/* Vorteile */
.portal-usp { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 15rem), 1fr)); gap: 1.5rem; list-style: none; margin: 0; padding: 0; }
.portal-usp li { margin: 0; background: var(--bg-soft); border-radius: 16px; padding: 1.6rem; }
.portal-usp h3 { font-size: 1.15rem; margin: 1rem 0 0; }
.portal-usp p { color: var(--text-soft); margin: .5rem 0 0; }
.portal-usp__icon { display: inline-grid; place-items: center; width: 3rem; height: 3rem; border-radius: 14px; background: #fff; color: var(--portal-text); box-shadow: 0 6px 16px -8px rgba(0, 0, 90, .3); }

/* Ablauf auf Dunkel */
.numbered--dark li { border-top-color: var(--portal); }
.numbered--dark h3 { color: #fff; }
.numbered--dark p { color: var(--on-dark-soft); }
.numbered--dark .numbered__nr { color: #fff; }

/* Wissen */
.portal-posts, .portal-terms { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 17rem), 1fr)); gap: 1rem; list-style: none; margin: 0; padding: 0; }
.portal-posts li, .portal-terms li { margin: 0; }
.portal-posts a, .portal-terms a { display: grid; gap: .35rem; height: 100%; background: #fff; border: 1px solid var(--border); border-radius: 14px; padding: 1.25rem 1.35rem; text-decoration: none; color: var(--text); transition: border-color .2s, box-shadow .2s; }
.portal-posts a:hover, .portal-terms a:hover { border-color: var(--portal); box-shadow: var(--shadow); }
.portal-posts strong, .portal-terms strong { color: var(--blue); font-family: var(--font-display); font-size: 1.1rem; }
.portal-posts span, .portal-terms span { color: var(--text-soft); font-size: .93rem; }
.portal-posts .portal-posts__cat { font-size: .78rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--portal-text); }

/* Produktseite */
.portal-hero--product h1 { font-size: clamp(2.1rem, 4.4vw, 3.6rem); }
.portal-fuer { background: var(--portal-soft); border-radius: 16px; padding: 1.5rem 1.75rem; margin-bottom: 2.5rem; border-left: 5px solid var(--portal); }
.portal-fuer h2 { margin: 0 0 .75rem; }
.portal-fuer .checklist { margin-bottom: 0; }
.portal-benefits { margin-top: 3.5rem; scroll-margin-top: calc(var(--header-h) + 1rem); }
.portal-benefits h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); }
.bt-wrap { margin: 1.5rem 0 1rem; border: 1px solid var(--border); border-radius: 16px; overflow: hidden; background: #fff; box-shadow: 0 10px 30px -18px rgba(0, 0, 90, .35); }
.bt-wrap:focus-visible { outline: var(--focus); outline-offset: 3px; }
.bt { width: 100%; border-collapse: collapse; font-size: .97rem; }
.bt thead th { background: var(--blue); color: #fff; font-family: var(--font-display); font-size: 1.02rem; text-align: center; padding: 1rem .75rem; border-bottom: 3px solid var(--portal); }
.bt thead th:first-child { text-align: left; padding-left: 1.25rem; }
.bt tbody th, .bt td { padding: .8rem .75rem; border-bottom: 1px solid var(--border); vertical-align: middle; }
.bt tbody th { text-align: left; font-weight: 600; padding-left: 1.25rem; width: 46%; }
.bt td { text-align: center; }
.bt__group th { background: var(--portal-soft); color: var(--portal-text); font-size: .8rem; font-weight: 700 !important; letter-spacing: .1em; text-transform: uppercase; padding-top: .6rem !important; padding-bottom: .6rem !important; }
.bt__label { display: block; color: var(--text); }
.bt__desc { display: block; font-weight: 400; color: var(--text-soft); font-size: .86rem; margin-top: .15rem; line-height: 1.4; }
.bt__hl th, .bt__hl td { background: #FFFBEA; }
.bt__hl .bt__label::after { content: "Wichtig"; display: inline-block; margin-left: .5rem; font-size: .68rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: #6A4A00; background: #FFE8A3; border-radius: 4px; padding: .1rem .4rem; vertical-align: middle; }
.bt-yes { display: inline-grid; place-items: center; width: 1.9rem; height: 1.9rem; border-radius: 50%; background: var(--portal-soft); color: var(--portal-text); }
.bt-yes .icon { width: 16px; height: 16px; }
.bt-no { color: var(--text-mute); font-size: 1.2rem; }
.bt-opt { display: inline-block; font-size: .78rem; font-weight: 700; color: var(--text-soft); border: 1px dashed var(--border-strong); border-radius: 999px; padding: .15rem .6rem; }
.bt-val { font-weight: 600; color: var(--blue); font-size: .93rem; }
.bt tbody tr:last-child th, .bt tbody tr:last-child td { border-bottom: 0; }
@media (max-width: 700px) {
  .bt--tiers thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0, 0, 0, 0); }
  .bt--tiers, .bt--tiers tbody, .bt--tiers tr, .bt--tiers th, .bt--tiers td { display: block; width: 100%; }
  .bt--tiers tr { border-bottom: 1px solid var(--border); padding: .5rem 0; }
  .bt--tiers tbody th { width: 100%; border: 0; padding: .6rem 1rem .3rem; }
  .bt--tiers td { display: flex; justify-content: space-between; align-items: center; text-align: right; border: 0; padding: .35rem 1rem; }
  .bt--tiers td::before { content: attr(data-label); font-weight: 700; color: var(--text-soft); font-size: .88rem; text-align: left; }
  .bt--tiers .bt__group { padding: 0; border: 0; }
  .bt--tiers .bt__group th { padding: .6rem 1rem !important; }
}
.portal-examples { margin-top: 3rem; background: var(--bg-soft); border-radius: 16px; padding: 1.75rem 2rem; }
.portal-examples .prose > :first-child { margin-top: 0; }
.portal-contact { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 16rem), 1fr)); gap: 1.25rem; list-style: none; margin: 0; padding: 0; }
.portal-contact li { margin: 0; background: var(--bg-soft); border-radius: 16px; padding: 1.75rem; }
.portal-contact h2 { margin: 1rem 0 .5rem; }
.portal-contact p { margin: .25rem 0 0; }
/* Regionaler Bezug, Situations-Router, benannte Einstiegs-Angebote, Google-Stimmen */
.page-hero__text h1.portal-hero__hook { font-size: clamp(1.9rem, 3.4vw, 3.2rem); line-height: 1.12; text-wrap: balance; hyphens: auto; -webkit-hyphens: auto; overflow-wrap: break-word; }
.portal-hero__hook .hl { display: block; margin-top: .35em; font-size: .78em; }
.portal-region { display: flex; align-items: flex-start; gap: .45rem; margin: .6rem 0 0; color: var(--text-soft); font-size: .95rem; }
.portal-region .icon { flex-shrink: 0; margin-top: .2rem; color: var(--portal-text); }
.portal-entry { padding-top: clamp(2.5rem, 5vw, 3.5rem); }
.portal-entry__tiles { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 14.5rem), 1fr)); gap: 1rem; list-style: none; margin: 1.75rem 0 0; padding: 0; }
.portal-entry__tiles li { margin: 0; min-width: 0; }
.portal-entry__tiles a { display: flex; flex-direction: column; gap: .4rem; height: 100%; background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 1.35rem 1.4rem 1.2rem; text-decoration: none; color: var(--text); transition: transform .2s, box-shadow .2s, border-color .2s; }
.portal-entry__tiles a:hover, .portal-entry__tiles a:focus-visible { transform: translateY(-3px); border-color: var(--portal); box-shadow: var(--shadow-hover); }
.portal-entry__tiles strong { font-family: var(--font-display); font-size: 1.15rem; color: var(--blue); line-height: 1.25; hyphens: auto; -webkit-hyphens: auto; overflow-wrap: break-word; }
.portal-entry__tiles span { color: var(--text-soft); font-size: .93rem; line-height: 1.45; }
.portal-entry__tiles .link-arrow { margin-top: auto; padding-top: .6rem; color: var(--portal-text); font-weight: 700; font-size: .92rem; }
.portal-entry__icon { display: inline-grid; place-items: center; width: 2.75rem; height: 2.75rem; border-radius: 12px; background: var(--portal-soft); color: var(--portal-text); margin-bottom: .35rem; }
.portal-offers__list { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 18rem), 1fr)); gap: 1.25rem; list-style: none; margin: 0; padding: 0; }
.portal-offer { margin: 0; min-width: 0; display: flex; flex-direction: column; align-items: flex-start; gap: .5rem; background: #fff; border: 1px solid var(--border); border-top: 4px solid var(--portal); border-radius: 16px; padding: 1.75rem 1.6rem 1.5rem; box-shadow: 0 14px 34px -24px rgba(0, 0, 90, .45); }
.portal-offer h3 { font-size: 1.3rem; margin: .1rem 0 0; hyphens: auto; -webkit-hyphens: auto; overflow-wrap: break-word; }
.portal-offer p { color: var(--text-soft); margin: 0; }
.portal-offer .portal-offer__result { margin: .35rem 0 .6rem; padding: .8rem 1rem; background: var(--portal-soft); border-radius: 10px; color: var(--text); font-size: .95rem; align-self: stretch; }
.portal-offer .portal-offer__result strong { color: var(--portal-text); }
.portal-offer .btn { margin-top: auto; }
.portal-offer__more { font-size: .9rem; margin-top: .25rem; }
.portal-reviews__list { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 17rem), 1fr)); gap: 1.25rem; list-style: none; margin: 1.5rem 0 0; padding: 0; }
.portal-reviews__list li { margin: 0; }
.portal-reviews__list blockquote { margin: 0; height: 100%; background: var(--bg-soft); border-radius: 16px; padding: 1.4rem 1.5rem; display: flex; flex-direction: column; gap: .6rem; }
.portal-reviews__list blockquote p { margin: 0; }
.portal-reviews__stars { color: #E8A400; letter-spacing: .12em; font-size: 1.05rem; }
.portal-reviews__total { margin: .75rem 0 0; color: var(--text-soft); }
.portal-reviews__total strong { color: var(--blue); }
.portal-reviews__note { margin: 1.25rem 0 0; font-size: .85rem; max-width: 52rem; }
.portal-reviews__list footer { margin-top: auto; color: var(--text-soft); font-size: .88rem; font-weight: 600; }
.footer__partner { display: flex; align-items: center; gap: .75rem; margin-top: 1rem; }
.footer__partner span { font-size: .8rem; color: var(--on-dark-mute); }
.footer__partner img { max-height: 2.2rem; width: auto; background: #fff; border-radius: 6px; padding: .3rem .5rem; }
@media (max-width: 760px) {
  .portal-brand__name { font-size: .9rem; max-width: 9rem; }
  .portal-brand { gap: .65rem; }
  .portal-brand__lockup { padding-left: .65rem; }
  .portal-brand__division { font-size: .82rem; letter-spacing: .12em; }
  .portal-brand__sub { display: none; }
  .portal-brand img { height: 2.2rem; }
  .topbar--portal .topbar__claim { display: none; }
}

/* ==========================================================================
   CMS-Landingpages: Layout „Stadt“ (page_type city) und „Info“ (page_type info)
   ========================================================================== */
.lp-city-hero, .lp-info-hero { padding-bottom: 2.5rem; }
.lp-city-hero h1, .lp-info-hero h1 { font-size: clamp(2.1rem, 4vw, 3.4rem); line-height: 1.08; hyphens: auto; -webkit-hyphens: auto; overflow-wrap: break-word; text-wrap: balance; }
.lp-city-hero .page-hero__text, .lp-info-hero .page-hero__text { min-width: 0; }
.lp-city-hero .kicker .icon { width: 16px; height: 16px; color: var(--red-text); }
.lp-city-hero__mail { margin: 1rem 0 0; display: flex; align-items: center; gap: .4rem; color: var(--text-soft); }
.lp-city-hero__mail a { font-weight: 600; }
.lp-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 11rem), 1fr)); gap: 1rem; list-style: none; margin: 0; padding: 0; position: relative; z-index: 1; }
.lp-stats li { margin: 0; background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 1.25rem 1.4rem; box-shadow: 0 10px 30px -18px rgba(0, 0, 90, .35); }
.lp-stats strong { display: block; font-family: var(--font-display); font-weight: 800; font-size: clamp(1.7rem, 3vw, 2.3rem); color: var(--blue); line-height: 1.1; }
.lp-stats span { display: block; margin-top: .3rem; color: var(--text-soft); font-size: .93rem; }
.lp-logos { border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); background: #fff; }
.lp-logos ul { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 1rem 3rem; list-style: none; margin: 0; padding: 1.5rem 0; }
.lp-logos li { margin: 0; }
.lp-logos img { max-height: 2.6rem; width: auto; filter: grayscale(1); opacity: .8; }
.lp-logos span { font-weight: 700; color: var(--text-soft); letter-spacing: .04em; }
.lp-address { background: var(--bg-soft); border-radius: 18px; padding: 1.75rem; position: sticky; top: calc(var(--header-h) + 1rem); }
.lp-address__title { font-family: var(--font-display); font-weight: 700; font-size: 1.25rem; color: var(--blue); margin: 0 0 .75rem; }
.lp-address address { font-style: normal; line-height: 1.6; }
.lp-address .tel-big { font-size: 1.6rem; color: var(--blue); }
.lp-address p { margin: .6rem 0 0; }
.lp-address .btn { margin-top: 1.25rem; }
.lp-services { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 19rem), 1fr)); gap: 1.25rem; list-style: none; margin: 0; padding: 0; }
.lp-service { position: relative; margin: 0; background: #fff; border: 1px solid var(--border); border-radius: 16px; overflow: hidden; display: flex; flex-direction: column; transition: transform .2s, box-shadow .2s, border-color .2s; }
.lp-service:hover, .lp-service:focus-within { transform: translateY(-3px); box-shadow: var(--shadow-hover); border-color: var(--blue); }
.lp-service__img img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; display: block; }
.lp-service__body { padding: 1.5rem 1.5rem 1.4rem; display: flex; flex-direction: column; gap: .35rem; flex: 1; }
.lp-service h3 { font-size: 1.25rem; margin: .4rem 0 0; }
.lp-service h3 a { color: var(--blue); text-decoration: none; }
.lp-service h3 a::after { content: ""; position: absolute; inset: 0; }
.lp-service p { color: var(--text-soft); margin: .3rem 0 0; }
.lp-service .link-arrow { margin-top: auto; padding-top: .9rem; }
.lp-districts { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 15rem), 1fr)); gap: .9rem; list-style: none; margin: 2.5rem 0 0; padding: 0; }
.lp-districts li { margin: 0; background: rgba(255, 255, 255, .07); border: 1px solid rgba(255, 255, 255, .16); border-radius: 14px; padding: 1.1rem 1.25rem; }
.lp-districts strong { display: flex; align-items: center; gap: .45rem; color: #fff; font-size: 1.05rem; }
.lp-districts strong .icon { color: var(--red-light); width: 18px; height: 18px; flex-shrink: 0; }
.lp-districts span { display: block; margin-top: .35rem; color: var(--on-dark-soft); font-size: .92rem; }
.lp-industries { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 17rem), 1fr)); gap: 1rem; list-style: none; margin: 0; padding: 0; }
.lp-industries li { margin: 0; }
.lp-industries a, .lp-industries li > div { display: flex; gap: 1rem; align-items: flex-start; height: 100%; background: var(--bg-soft); border-radius: 14px; padding: 1.25rem; text-decoration: none; color: var(--text); border: 1px solid transparent; transition: border-color .2s, background-color .2s; }
.lp-industries a:hover { background: #fff; border-color: var(--blue); }
.lp-industries__icon { display: inline-grid; place-items: center; flex-shrink: 0; width: 2.6rem; height: 2.6rem; border-radius: 12px; background: #fff; color: var(--blue); box-shadow: 0 6px 16px -8px rgba(0, 0, 90, .3); }
.lp-industries strong { display: block; color: var(--blue); font-size: 1.05rem; }
.lp-industries span span { display: block; color: var(--text-soft); font-size: .92rem; margin-top: .2rem; }
.lp-map { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 3rem; align-items: center; }
.lp-map__visual img { border-radius: 18px; box-shadow: var(--shadow); width: 100%; height: auto; }
.lead-block { font-size: 1.12rem; }
.lp-reviewed { margin-top: 2rem; font-size: .9rem; color: var(--text-soft); border-top: 1px solid var(--border); padding-top: 1rem; }
@media (max-width: 860px) { .lp-map { grid-template-columns: 1fr; } .lp-address { position: static; } }

/* Info-Seite */
.lp-info-hero__cat { display: inline-flex; align-items: center; gap: .65rem; margin: 0; font-weight: 700; font-size: .85rem; letter-spacing: .12em; text-transform: uppercase; color: var(--red-text); }
.lp-info-hero__icon { display: inline-grid; place-items: center; width: 2.6rem; height: 2.6rem; border-radius: 12px; background: linear-gradient(145deg, #2A2AC9 0%, var(--blue) 45%, var(--blue-dark) 100%); color: #fff; box-shadow: inset 0 1px 0 rgba(255, 255, 255, .3), 0 8px 18px -8px rgba(0, 0, 143, .6); }
.lp-info-meta { display: flex; flex-wrap: wrap; gap: .5rem 1.5rem; list-style: none; margin: 1.25rem 0 0; padding: 0; color: var(--text-soft); font-size: .93rem; }
.lp-info-meta li { display: inline-flex; align-items: center; gap: .4rem; margin: 0; }
.lp-info-meta .icon { width: 16px; height: 16px; color: var(--blue); }
.lp-answer { background: linear-gradient(135deg, var(--bg-tint) 0%, #fff 100%); border: 1px solid rgba(0, 0, 143, .15); border-left: 5px solid var(--blue); border-radius: 0 16px 16px 0; padding: 1.4rem 1.6rem; margin-bottom: 2rem; }
.lp-answer__title { display: flex; align-items: center; gap: .5rem; font-size: .85rem !important; font-family: var(--font-body); font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--blue); margin: 0 0 .5rem; }
.lp-answer p { margin: 0; font-size: 1.12rem; line-height: 1.6; color: var(--text); }
.lp-facts { margin-bottom: 2.5rem; }
.lp-facts h2 { margin: 0 0 1rem; }
.lp-facts ul { display: grid; gap: .6rem; list-style: none; margin: 0; padding: 0; }
.lp-facts li { display: flex; gap: .8rem; align-items: flex-start; margin: 0; background: #fff; border: 1px solid var(--border); border-radius: 12px; padding: .85rem 1.1rem; }
.lp-facts li > span { display: inline-grid; place-items: center; flex-shrink: 0; width: 2rem; height: 2rem; border-radius: 50%; background: var(--bg-tint); color: var(--blue); }
.lp-facts .icon { width: 16px; height: 16px; }
.lp-section { margin-top: 2.75rem; scroll-margin-top: calc(var(--header-h) + 1rem); }
.lp-section > h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); margin: 0 0 1rem; }
.lp-inline-cta { display: flex; align-items: center; justify-content: space-between; gap: 1.25rem 2rem; flex-wrap: wrap; margin: 2.5rem 0 0; background: var(--blue); background-image: linear-gradient(135deg, var(--blue) 0%, var(--blue-dark) 100%); color: #fff; border-radius: 18px; padding: 1.5rem 1.75rem; box-shadow: 0 20px 40px -20px rgba(0, 0, 120, .6); }
.lp-inline-cta > div { flex: 1 1 20rem; }
.lp-inline-cta__title { font-family: var(--font-display); font-weight: 700; font-size: 1.3rem; margin: 0; color: #fff; }
.lp-inline-cta p { margin: .4rem 0 0; color: var(--on-dark-soft); }
.lp-compare .table, .lp-compare table { margin-top: 0; }
.lp-expert { display: grid; grid-template-columns: 5.5rem minmax(0, 1fr); gap: 1.25rem; align-items: start; margin-top: 3rem; background: var(--bg-soft); border-radius: 18px; padding: 1.5rem 1.75rem; border-left: 5px solid var(--red); }
.lp-expert__img { width: 5.5rem; height: 5.5rem; border-radius: 50%; overflow: hidden; background: #fff; display: grid; place-items: center; border: 1px solid var(--border); }
.lp-expert__img img { width: 100%; height: 100%; object-fit: cover; }
.lp-expert blockquote { margin: 0; }
.lp-expert__label { margin: 0; font-size: .8rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--red-text); }
.lp-expert blockquote p:not(.lp-expert__label) { font-family: var(--font-display); font-size: 1.2rem; line-height: 1.5; color: var(--blue); margin: .4rem 0 0; }
.lp-expert footer { margin-top: .6rem; color: var(--text-soft); font-size: .92rem; }
.lp-money { display: grid; gap: .35rem; background: #fff; border: 2px solid var(--blue); border-radius: 16px; padding: 1.4rem; text-decoration: none; color: var(--text); }
.lp-money strong { font-family: var(--font-display); font-size: 1.15rem; color: var(--blue); }
.lp-money > span:not(.tag):not(.link-arrow) { color: var(--text-soft); font-size: .92rem; }
.lp-money:hover { box-shadow: var(--shadow); }
.lp-cta-img { margin-top: 1.5rem; border-radius: 16px; max-width: 100%; height: auto; }
@media (max-width: 560px) { .lp-expert { grid-template-columns: 1fr; } }

/* Lange deutsche Komposita (z. B. „Krankenhauszusatzversicherung“) sauber umbrechen statt aus Karten zu laufen */
h1, h2, h3, h4, h5, .h-md, .h-xl, .card__title, .post-card__title, .mega__coltitle, .portal-product h3, .lp-service h3, .gl-card h3 { overflow-wrap: break-word; -webkit-hyphens: auto; hyphens: auto; hyphenate-limit-chars: 10 4 4; }
.grid > *, .produkte > *, .portal-products > *, .lp-services > *, .gl-grid > *, .mega__cols > *, .portal-usp > *, .lp-industries > *, .lp-districts > * { min-width: 0; }
.produkt p, .card p, .portal-product p { overflow-wrap: break-word; }

/* ===== Marken-Wasserzeichen: Signet „&“ und Schriftzug in den großen Farbflächen ===== */
/* Ausnahme: Themenwelten (Sticky-Scroll-Szene, darf nicht abgeschnitten werden) */
.section--navy:not([data-pin-scene]), .section--blue, .section--deep, .section--red, .site-footer, .page-hero { isolation: isolate; overflow: hidden; overflow: clip; }
.section--navy[data-pin-scene]::after { content: none; }
/* Themenwelten: Signet im mitlaufenden Innenbereich (dort ist overflow erlaubt, Sticky bleibt intakt) */
.welten__sticky { position: relative; isolation: isolate; overflow: clip; }
.welten__sticky::after { content: ""; position: absolute; z-index: -1; pointer-events: none; background: #fff;
  width: clamp(18rem, 44vw, 40rem); aspect-ratio: 1; right: -4%; top: 50%; transform: translateY(-50%) rotate(-8deg); opacity: .06;
  -webkit-mask: url("../img/signet.svg") center / contain no-repeat; mask: url("../img/signet.svg") center / contain no-repeat; }
@media (max-width: 40rem) { .welten__sticky::after { width: 16rem; top: 1rem; transform: rotate(-8deg); } }
@media print { .welten__sticky::after { display: none; } }
.section--navy::after, .section--blue::after, .section--deep::after, .section--red::after, .site-footer::after, .page-hero::after {
  content: ""; position: absolute; z-index: -1; pointer-events: none; background: #fff;
  -webkit-mask: url("../img/signet.svg") center / contain no-repeat; mask: url("../img/signet.svg") center / contain no-repeat;
}
/* Dunkelblau: großes Signet rechts unten, angeschnitten */
.section--navy::after { width: clamp(18rem, 42vw, 38rem); aspect-ratio: 1; right: -5%; top: -6rem; opacity: .07; transform: rotate(-8deg); }
/* Blau: Signet links oben */
.section--blue::after { width: clamp(16rem, 38vw, 34rem); aspect-ratio: 1; left: -7%; top: -18%; opacity: .07; transform: rotate(10deg); }
.section--deep::after { width: clamp(16rem, 36vw, 32rem); aspect-ratio: 1; right: -4%; top: -10%; opacity: .05; }
/* Rot: Schriftzug über die ganze Fläche */
.section--red::after { left: -4%; right: -4%; bottom: -8%; height: 70%; opacity: .085;
  -webkit-mask-image: url("../img/logo-mono.svg"); mask-image: url("../img/logo-mono.svg"); -webkit-mask-position: center bottom; mask-position: center bottom; }
/* Fuß: Schriftzug als Abschluss jeder Seite */
.site-footer { position: relative; }
.site-footer::after { left: 50%; bottom: -2.2rem; width: min(118%, 92rem); height: auto; aspect-ratio: 568 / 113; transform: translateX(-50%); opacity: .04;
  -webkit-mask-image: url("../img/logo-mono.svg"); mask-image: url("../img/logo-mono.svg"); }
/* Helle Seitenköpfe: Signet in Markenblau, sehr zart */
.page-hero::after { width: clamp(14rem, 34vw, 30rem); aspect-ratio: 1; right: -3%; top: 8%; opacity: .045; background: var(--blue); transform: rotate(-6deg); }
/* Abwechslung: Themenwelten und Fachbereiche tragen das Signet links */
.section--navy.fachbereiche::after { right: auto; left: -7%; top: auto; bottom: -5rem; transform: rotate(8deg); }
@media (max-width: 40rem) {
  .section--navy::after, .section--blue::after, .section--deep::after { width: 17rem; opacity: .05; }
  .page-hero::after { width: 12rem; top: auto; bottom: -1rem; }
}
@media print { .section--navy::after, .section--blue::after, .section--deep::after, .section--red::after, .site-footer::after, .page-hero::after { display: none; } }

/* ===== Schnellanfrage-Widget (Shadow DOM, Position über Variablen am Host) ===== */
/* Mobil (Widget-Umbruch 600px): Button unten rechts links neben „Darstellung anpassen“ (48px, .75rem),
   bei sichtbarer Sticky-CTA rückt er wie der Darstellungs-Button auf 6.5rem. z-index 400: über den
   schwebenden Buttons (300), unter dem Cookie-Hinweis (500). */
[data-schnellanfrage] { --sa-z: 400; --sa-side: calc(.75rem + 48px + .6rem); --sa-bottom: .75rem; }
.has-sticky > [data-schnellanfrage] { --sa-bottom: 6.5rem; }
@media print { [data-schnellanfrage] { display: none !important; } }

/* ===== Retina-Feinschliff ===== */
/* Scharfe Schrift auf hochauflösenden Displays (v. a. helle Schrift auf Blau) */
html { -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; text-rendering: optimizeLegibility; }

/* Header: Milchglas beim Scrollen, feine Lichtkante oben */
.site-header { box-shadow: inset 0 1px 0 rgba(255, 255, 255, .08); }
@supports ((-webkit-backdrop-filter: blur(1px)) or (backdrop-filter: blur(1px))) {
  .site-header.is-scrolled { background: rgba(0, 0, 143, .86); -webkit-backdrop-filter: saturate(180%) blur(18px); backdrop-filter: saturate(180%) blur(18px); }
}

/* Mega-Menü: Milchglas-Panel, weiches Einblenden */
.mega { border-bottom: 0; border-radius: 0 0 22px 22px; box-shadow: 0 30px 80px -20px rgba(0, 0, 90, .35), 0 1px 0 rgba(0, 0, 120, .06); overflow: hidden; }
.mega::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 3px; background: linear-gradient(90deg, var(--red) 0%, #FF6B74 50%, var(--red) 100%); }
@supports ((-webkit-backdrop-filter: blur(1px)) or (backdrop-filter: blur(1px))) {
  .mega { background: rgba(255, 255, 255, .9); -webkit-backdrop-filter: saturate(180%) blur(24px); backdrop-filter: saturate(180%) blur(24px); }
}
.mega:not([hidden]) { animation: megaIn .22s cubic-bezier(.2, .8, .2, 1); }
@keyframes megaIn { from { opacity: 0; transform: translateY(-6px); } to { opacity: 1; transform: none; } }

/* Karten im Mega-Menü: Glas-Kacheln mit Lichtkante */
.mega__col { background: linear-gradient(180deg, #fff 0%, #F7F7FB 100%); border: 1px solid rgba(0, 0, 120, .08); box-shadow: inset 0 1px 0 #fff, 0 1px 2px rgba(0, 0, 90, .04); }
.mega__col:hover, .mega__col:focus-within { transform: translateY(-2px); border-color: rgba(0, 0, 143, .18); box-shadow: inset 0 1px 0 #fff, 0 14px 34px -10px rgba(0, 0, 120, .22); }
.mega__col { transition: transform .2s, background-color .2s, border-color .2s, box-shadow .2s; }

/* Icon-Kacheln: Verlauf, Glanzkante, weicher Schatten – wirkt auf Retina gestochen scharf */
.mega__icon, .card__icon { background: linear-gradient(145deg, #2A2AC9 0%, var(--blue) 45%, var(--blue-dark) 100%); color: #fff; box-shadow: inset 0 1px 0 rgba(255, 255, 255, .35), inset 0 -1px 0 rgba(0, 0, 0, .2), 0 6px 14px -4px rgba(0, 0, 143, .45); }
.mega__col:hover .mega__icon, .mega__coltitle[aria-current] .mega__icon { background: linear-gradient(145deg, #FF4A52 0%, var(--red-text) 50%, var(--red-hover) 100%); box-shadow: inset 0 1px 0 rgba(255, 255, 255, .35), inset 0 -1px 0 rgba(0, 0, 0, .2), 0 6px 14px -4px rgba(212, 18, 27, .5); }
.mega__icon .icon, .card__icon .icon { filter: drop-shadow(0 1px 0 rgba(0, 0, 0, .18)); }

/* Teaser im Menü: Tiefe mit Lichtreflex */
.mega__teaser { position: relative; overflow: hidden; box-shadow: inset 0 1px 0 rgba(255, 255, 255, .18), 0 18px 40px -14px rgba(0, 0, 120, .55); }
.mega__teaser::before { content: ""; position: absolute; width: 16rem; height: 16rem; right: -6rem; top: -7rem; border-radius: 50%; background: radial-gradient(circle, rgba(255, 255, 255, .22) 0%, rgba(255, 255, 255, 0) 70%); pointer-events: none; }
.mega__teaser > * { position: relative; }

/* Buttons: feine Glanzkante */
.btn--red, .btn--blue { box-shadow: inset 0 1px 0 rgba(255, 255, 255, .22), 0 6px 16px -6px rgba(0, 0, 90, .45); }
.btn--white { box-shadow: inset 0 -1px 0 rgba(0, 0, 90, .08), 0 6px 16px -8px rgba(0, 0, 40, .5); }

/* Haarlinien: auf 2x-Displays echte 0,5-px-Linien */
@media (-webkit-min-device-pixel-ratio: 2), (min-resolution: 2dppx) {
  .mega__sublinks { border-top-width: .5px; }
  .mega__more { border-top-width: .5px; }
  .mega__col { border-width: .5px; }
  .gl-card, .link-card--bordered, .pill, .filter a, .prose .table th, .prose .table td, .prose .list-group, .prose .list-group-item, .prose .accordion-item, .prose .card { border-width: .5px; }
  .topbar { box-shadow: inset 0 -.5px 0 rgba(255, 255, 255, .18); }
}

@media (prefers-reduced-motion: reduce) {
  .mega:not([hidden]) { animation: none; }
  .mega__col:hover, .mega__col:focus-within { transform: none; }
}
html.a11y-no-motion .mega:not([hidden]) { animation: none; }
html.a11y-contrast .mega { background: #fff; -webkit-backdrop-filter: none; backdrop-filter: none; }